There are many ways to get out of debt and start afresh with bankruptcy being one of the most popular choices. Millions of people every year file for bankruptcy with Chapter 7 being a top preference.
Chapter 7 provides for “liquidation” and involves selling the applicant’s nonexempt assets. The amount generated through the sale of these assets is distributed to creditors to discharge pending debts.
It can help deal with a variety of debts including personal loans, mortgages, credit card debt, income tax debt, medical bills, and automobile loans. You might even be able to reduce or get rid of student debt if you meet certain conditions.
Talk to us to know more about Chapter 7 and why over 70 percent of people who file bankruptcy choose it.
The entire process can be a little lengthy and take up to four months to complete. It comes with a success rate of over 90 percent and several other perks.
Robert A. Stiberman. Attorney with over 20 years of experience in bankruptcy law.
Financial issues can be hard to deal with, especially when you are constantly receiving threatening calls from creditors and have a long list of bills to take care of.
During these tough times, you need a bankruptcy lawyer who doesn’t only understand the law but also the emotional aspect of dealing with bankruptcy.
We have been in the business for nearly 23 years and have handled all kinds of clients including big and small companies, individuals, and couples.
We offer not just consultation but also filing services. You can book a FREE consultation today and start the process without any worries as we offer a special $0 down option for people who do not want to make advance payments.
Founded by Robert Stiberman, Stiberman Law has helped thousands of people get back their life on track and can help you as well. Contact us today to have a discussion.
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Schedule a free consultation by filling out the form below or Call us (954) 922-2283
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Saturday 9:00 am to 6:00 pm
To speak with an experienced Bal Harbour bankruptcy attorney, please contact our Law Firm.
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Our attorneys will provide you with the advice you need to obtain financial relief.
Who is Chapter 7 Bankruptcy For?
The main purpose of Chapter 7 is to bring you out of financial trouble and give you a new life. However, it may not be the best fit in every situation.
Consider Chapter 7 if you are dealing with one or more of these issues:
Bankruptcy can help solve these problems as it will put an immediate but temporary ban on your debts. Plus, your creditors will be asked to stop disturbing you.
Talk to us today to know more about bankruptcy and if you should file Chapter 7.
Chapter 7 Bankruptcy Process
Here’s how it works:
The process can take a few months, but you will not be required to visit the court with us as your representative.
Frequently Asked Questions
No, you must mention all assets as hiding assets can lead to your application getting rejected.
While there is no minimum requirement, 18 is said to be the standard.
Yes, it can impact your credit score.
While you are not legally required to have a lawyer, we suggest that you work with an attorney to reduce the risk of mistakes and ensure the process goes smoothly.
Get Immediate Legal Help
Schedule a free consultation by filling out the form below or Call us (954) 922-2283
Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
Choose Stiberman Law
Whether you need a consultation or a bankruptcy firm to file on your behalf, we’re here. Call (954) 922-2283 to talk to us.
Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.
We’ll get in touch as soon as possible.