Cutler Bay Chapter 7 Lawyer

Stiberman Law is a legal firm offering bankruptcy related services including filing and consultation. We deal with all kinds of clients interested in filing Chapter 7. You can book a free consultation or contact us to get answers to your questions.

What is a Chapter 7 Bankruptcy?

Also called liquidation bankruptcy, Chapter 7 is the most popular type of bankruptcy filed in the US. It works by “liquidating” the applicant’s qualifying assets to pay pending debts.

It covers several types of debts including credit personal loans, mortgages, income tax debt, automobile loans, and medical bills. However, it does not cover secured debts.

Chapter 7 has a success rate of over 90 percent, but you need to file correctly for your application to get approved. Working with a law firm like Stiberman Law can increase your chances of getting approved.

Get in touch with us to know more about Chapter 7 and how we can help you.

Your Trusted Cutler Bay Chapter 7 Bankruptcy Lawyer

More than 340 million Americans are in debt. It increases before you know it, leaving no option but to file for bankruptcy. Since financial issues can be hard to discuss, it is important that you work with a company you can fully trust.

We have been in the business for more than two decades and have worked with all kinds of clients. We know your problem, and we’re here to solve it.

You can choose from a variety of affordable plans including a $0 down option that is designed for people who do not wish to make advance payments.

Founded by Robert Stiberman, the aim of Stiberman Law is to help as many people as we can. We offer a free first consultation to help you get started. Call us today to start a discussion.

Anyone dealing with debt with no money to pay it back should consider Chapter 7. Moreover, it’s the recommended route for people dealing with one or more of these issues:

• Threatening calls.
• Wage garnishment.
• Visits from creditors.
• Stress due to debt/
• Risk of losing assets.

Facing these issues? Contact us today.

The process is simple:

1. Submit an application with the required fee and document.
2. The court will examine your documents to ensure you qualify.
3. Meet your court-assigned trustee who will explain the process to you.
4. Your nonexempt assets will be sold and your creditors will receive payment.
5. You’ll be allowed to start over.

While the process sounds simple, taking care of all documents and meeting your trustee can be very time consuming for most people. You can avoid this by working with Stiberman Law. We’ll file on your behalf and take care of all legal issues.

Do couples have to file together?

Married couples can choose to file as individuals or couples. Talk to us to know more about the more favorable option of the two.

Will my asset get sold?

Yes, your nonexempt assets will be sold to pay your creditors.

Can I file for Chapter 7 after filing for Chapter 11?

Yes, you can, however, there must be a gap of six years between the two applications.

How long does the process take?

The process can take up to four months to complete.