Bankruptcy Attorney in Duval County, FL

Stiberman Law offers experienced bankruptcy guidance for Duval County, FL residents. Stop creditor actions, protect assets, and explore Chapter 7, 13, or 11 solutions.
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Quick Facts: Filing Bankruptcy in Duval County (2026)

  • Court Jurisdiction: Duval County cases are heard in the U.S. Bankruptcy Court for the Middle District of Florida, Jacksonville Division.

  • Federal Courthouse: The court is located at the Bryan Simpson United States Courthouse, 300 North Hogan Street, Jacksonville, FL 32202.

  • Chapter 13 Trustee: Most cases in this division are overseen by the office of Douglas W. Neway, the Standing Chapter 13 Trustee.

  • 2026 Filing Fees: The federal court fee is $338 for Chapter 7 and $313 for Chapter 13.

  • Local Records: If you need to check for judgments or lawsuits, the Duval County Clerk of Court is at 501 West Adams Street, Jacksonville, FL 32202.

Compassionate legal guidance for lasting debt relief.

Written By: Attorney Robert Stiberman | Updated 1/27/2026

Duval County Bankruptcy Attorney

If you are a resident of Jacksonville, Baldwin, or the Beaches facing a financial crisis, you need a legal strategy that works within the specific framework of the Jacksonville Division. At Stiberman Law, we help Duval County residents navigate filing for bankruptcy in Florida to protect their families and their futures.

Exterior of the Bryan Simpson United States Courthouse in downtown Jacksonville, where Duval County bankruptcy hearings and 341 meetings are processed.

How Bankruptcy Works in Duval County

Filing in the Jacksonville Division is a precise federal process. While the law is national, the local rules of the Middle District of Florida dictate how your assets are protected.

  • Step 1: Strategic Consultation – We perform a deep-dive review of your finances to determine if bankruptcy is your best path. This includes running the Florida Means Test to check if your income falls below the $68,085 median limit (for a 1-person household as of 2026).

  • Step 2: Chapter Selection – We decide between Chapter 7 liquidation to wipe out medical bills or Chapter 13 reorganization to stop a foreclosure on your Jacksonville home.

  • Step 3: Electronic Filing – Our team prepares your petition and schedules, filing them instantly via the court’s CM/ECF system.

  • Step 4: Immediate Automatic Stay – The second we file, an “Automatic Stay” is triggered. This legally stops wage garnishments and ends all creditor phone calls immediately.

  • Step 5: The Zoom 341 Meeting – You will attend a brief virtual hearing. We represent you during this meeting with the Trustee (such as Aaron R. Cohen or Gregory K. Crews) to verify your paperwork.

  • Step 6: Debt Discharge – After completing debtor education, the court issues an order discharging your unsecured debts, allowing you to begin repairing your credit.

Why Filing is a Strategic Choice in Jacksonville

Filing for bankruptcy in Duval County doesn’t mean losing everything; it means using the law to protect what matters most.

  • Save Your Duval Home: Florida’s Homestead Exemption is one of the strongest in the nation, often protecting 100% of your primary residence’s equity.

  • Protect Your Vehicle: We use federal and state exemptions to help you protect your ability to commute to work, whether you live in Mandarin or the Northside.

  • Immediate Garnishment Relief: If a creditor has a judgment against you, bankruptcy is the most effective way to stop a bank levy or garnishment.

  • Debt Elimination: Most clients wipe out credit card debt and personal loans entirely, allowing them to focus on repairing their credit.

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Contact Stiberman Law Today!

Speaking to our law firm is always 100% confidental. Help is just a call away!

At Stiberman Law, Our Goal Is To Help You Complete The Process Smoothly, Protect Your Property When Possible, And Achieve The Financial Relief You Need For A Fresh Start.

Local Resources for Duval Residents

Services We Offer in Duval County

Stiberman Law provides full bankruptcy and debt relief representation, including:

Chapter 7

Chapter 7 bankruptcy to quickly eliminate unsecured debts.

Chapter 13

Chapter 13 bankruptcy for structured repayment and asset protection.

Chapter 11

Chapter 11 bankruptcy for businesses or individuals with significant debt.

Foreclosure

Defense against foreclosure actions.

Wage garnishment

Protection from wage garnishment and collection lawsuits.

– Your experienced bankruptcy attorney

Lern More About Our Founding Attorney

Here’s a 5-star review from our client:

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If you are looking for a great bankruptcy attorney in Palm Beach County Stiberman Law are the ones to go with! They were friendly, professional, and very attentive. All my calls were always returned in a timely fashion and all my questions were always answered. They have truly made this process easy and not scary. They take the time to walk you through everything.

DANIELA CHACON
Robert Stiberman, bankruptcy attorney serving the Duval County and Jacksonville area, providing Chapter 7 and Chapter 13 legal services.

Robert Stiberman

Frequently Asked Questions About Bankruptcy in Duval County

What debts are eliminated in bankruptcy?
Credit cards, medical bills, payday loans, and other unsecured debts are typically discharged. However, child support, alimony, and most student loans cannot be eliminated.
Will bankruptcy stop creditors from contacting me?
Yes. Once your case is filed, the court issues an automatic stay that halts most collection efforts, including phone calls, garnishments, and foreclosures.
Can bankruptcy help me save my home?
Yes. A Chapter 13 filing often allows homeowners to catch up on mortgage payments and stop foreclosure proceedings while keeping their property.
How long does a bankruptcy case take in Duval County?
Chapter 7 cases are usually completed in four to six months. Chapter 13 repayment plans run for three to five years, after which eligible remaining debts may be discharged.

Start Your Path to Financial Relief in Duval County

If you’re struggling with debt, you don’t have to face it alone. The attorneys at Stiberman Law are ready to review your case, explain your options, and create a plan for long-term stability.

Call today or contact Stiberman Law online to schedule your free consultation.