Bankruptcy Attorney in Duval County, FL

Quick Facts: Filing Bankruptcy in Duval County (2026)

• Court Jurisdiction: Duval County cases are heard in the U.S. Bankruptcy Court for the Middle District of Florida, Jacksonville Division.

• Federal Courthouse: The court is located at the Bryan Simpson United States Courthouse, 300 North Hogan Street, Jacksonville, FL 32202.

• Chapter 13 Trustee: Most cases in this division are overseen by the office of Douglas W. Neway, the Standing Chapter 13 Trustee.

• 2026 Filing Fees: The federal court fee is $338 for Chapter 7 and $313 for Chapter 13.

• Local Records: If you need to check for judgments or lawsuits, the Duval County Clerk of Court is at 501 West Adams Street, Jacksonville, FL 32202.

Compassionate legal guidance for lasting debt relief.

Written By: Attorney Robert Stiberman | Updated 1/27/2026

Duval County Bankruptcy Attorney

If you are a resident of Jacksonville, Baldwin, or the Beaches facing a financial crisis, you need a legal strategy that works within the specific framework of the Jacksonville Division. At Stiberman Law, we help Duval County residents navigate filing for bankruptcy in Florida to protect their families and their futures.

How Bankruptcy Works in Duval County

Filing in the Jacksonville Division is a precise federal process. While the law is national, the local rules of the Middle District of Florida dictate how your assets are protected.

• Step 1: Strategic Consultation – We perform a deep-dive review of your finances to determine if bankruptcy is your best path. This includes running the Florida Means Test to check if your income falls below the $68,085 median limit (for a 1-person household as of 2026).

• Step 2: Chapter Selection – We decide between Chapter 7 liquidation to wipe out medical bills or Chapter 13 reorganization to stop a foreclosure on your Jacksonville home.

• Step 3: Electronic Filing – Our team prepares your petition and schedules, filing them instantly via the court’s CM/ECF system.

• Step 4: Immediate Automatic Stay – The second we file, an “Automatic Stay” is triggered. This legally stops wage garnishments and ends all creditor phone calls immediately.

• Step 5: The Zoom 341 Meeting – You will attend a brief virtual hearing. We represent you during this meeting with the Trustee (such as Aaron R. Cohen or Gregory K. Crews) to verify your paperwork.

• Step 6: Debt Discharge – After completing debtor education, the court issues an order discharging your unsecured debts, allowing you to begin repairing your credit.

Why Filing is a Strategic Choice in Jacksonville

Filing for bankruptcy in Duval County doesn’t mean losing everything; it means using the law to protect what matters most.

• Save Your Duval Home: Florida’s Homestead Exemption is one of the strongest in the nation, often protecting 100% of your primary residence’s equity.

• Protect Your Vehicle: We use federal and state exemptions to help you protect your ability to commute to work, whether you live in Mandarin or the Northside.

• Immediate Garnishment Relief: If a creditor has a judgment against you, bankruptcy is the most effective way to stop a bank levy or garnishment.

• Debt Elimination: Most clients wipe out credit card debt and personal loans entirely, allowing them to focus on repairing their credit.