Haverhill Chapter 7 Lawyer

There are many forms of bankruptcy based on what’s covered and what’s exempted. One of the most popular in the US is Chapter 7 Bankruptcy as it provides excellent protection and is easy to file.

Stiberman Law covers Chapter 7 and offers all services you need.

What is a Chapter 7 Bankruptcy?

Investopedia defines bankruptcy as “a legal proceeding involving a person or business that is unable to repay their outstanding debts”.

Chapter 7 specifically is a form of bankruptcy that covers specific assets and provides exceptions, which makes it a good option for both businesses and individuals.

Filing for Chapter 7 will result in a temporary stay being put on your pending current debts. The process requires submitting certain documents with the required fee. The process can take around three months.

We suggest that you work with an expert so that you have no difficulty during the process.

Call (954) 922-2283 for a FREE CONSULTATION

Your Trusted Haverhill Chapter 7 Bankruptcy Lawyer

Headed by Robert Stiberman, Stiberman Law is determined to help people.

Make us your partner and enjoy these perks:

We bring years of experience to the table and offer both ease and support.

Call (954) 922-2283 to get in touch with us and know more.

Affordable Packages

We have designed affordable plans to accommodate all kinds of applicants. Get in touch with us today to get a quote and know more about our special $0 down option.

Chapter 7 is suitable for anyone under a lot of debt that they’re finding difficult to pay back. It is available for both individuals and businesses and can be a great way to avoid irritating calls from creditors.

We also suggest it to people with unsecured debts and mortgages. If you are running a risk of foreclosure then consider Chapter 7. It can protect your home and ensure your creditors don’t bother you with threatening calls. We can make it happen in just 24 hours. Also, it can be suitable for people facing wage garnishment.

Talk to us if you are facing any of these issues and have a conversation about how we can help you.

Ring (954) 922-2283 for a FREE CONSULTATION

Stiberman Law has helped hundreds of clients thanks to our simple, five-step process:

1 Call us to get a free appointment.

2 Meet us to discuss your case.

3 We’ll go through your file.

4 Our staff members will explain our findings to you.

5 We’ll file after we receive your consent.

The first consultation is very important as it is your opportunity to ask questions and get your doubts cleared.

We encourage our clients to use this time wisely and go all out to ensure they are comfortable and well taken care of.

Use this opportunity to communicate about all aspects including payments and timelines. Our staff members are accommodating and will fix a meeting according to your schedule.

Call (954) 922-2283 to book a consultation.

How long does it take to file for Chapter 7 Bankruptcy?

The process can take up to 90 days given that you have all available documents.

How many times can I apply for Chapter 7 bankruptcy?

While there’s no limit, you can apply once every eight years.

Can Chapter 7 improve my credit score?

Some experts believe that it can improve your debt-to-credit ratio if you reaffirm debts with good credit limits and low balances.

Are all Chapter 7 applications successful?

No, but it has a very high success rate of nearly 95 percent, which is one of the main reasons why so many people choose this bankruptcy type.