Bankruptcy Attorney in Hernando County, FL

Trusted guidance to overcome financial challenges.

By Robert A. Stiberman, Esq. Member of The Florida Bar since 1998, representing Florida bankruptcy clients since 2009. Last reviewed: July 2026.

Professional Debt Relief Counsel for Spring Hill & Hernando County

Stiberman Law, P.A. provides professional bankruptcy and insolvency services specifically designed for residents of Spring Hill, Brooksville, and the greater Hernando County area. Our attorney-led team has the expertise needed to stop foreclosures and eliminate medical debt under the U.S. Bankruptcy Code. With a strong understanding of the court system in the Middle District of Florida (Tampa Division), Robert Stiberman and his staff are committed to helping you restore your financial health. We offer a free consultation to assess your debt-to-income ratio and identify the most effective path forward.

 Our firm manages every aspect of your petition, from the initial filing of documents to the final discharge, providing a “human-first” experience that has helped over 2500 Florida residents reclaim their financial independence.

We represent clients throughout Hernando County, providing localized debt relief for Spring Hill, Brooksville, Weeki Wachee, and Hernando Beach. Our services extend to the growing communities of Ridge Manor, Masaryktown, South Brooksville, and Wiscon, ensuring that every Nature Coast resident has a reliable legal partner to halt creditor harassment and secure their property.

Which Court Will Hear Your Hernando County Case

Hernando County bankruptcy cases are filed in the U.S. Bankruptcy Court, Middle District of Florida, Tampa Division (Sam M. Gibbons United States Courthouse, 801 North Florida Avenue, Tampa, FL 33602). Your § 341 meeting of creditors is administered through the Tampa Division (now held by video), and we prepare you fully and attend with you.

 Stopping Wage Garnishment in Hernando County

If a creditor is garnishing your paycheck anywhere in Hernando County, Spring Hill, Brooksville, Weeki Wachee, or Hernando Beach, you have options. Filing bankruptcy triggers the automatic stay (11 U.S.C. § 362), which legally stops most wage garnishments the moment your case is filed. Florida law also protects wages on its own: under the head-of-household exemption (Fla. Stat. § 222.11), the earnings of someone who provides more than half the support for a child or other dependent are generally exempt, wages up to $750 a week are fully protected, and higher earnings stay protected unless you agreed to the garnishment in writing. We review whether that exemption applies to you, file the exemption claim, and, where bankruptcy is the right tool, use it to stop the garnishment and resolve the underlying debt. For more, see our Florida wage garnishment page.