Bankruptcy Attorney in Kendall, FL

If you’re living paycheck to paycheck while juggling bills, lawsuits, or nonstop collection calls, it’s easy to feel like there’s no way forward. A bankruptcy attorney provides not just legal representation, but also a plan to regain stability.

At Stiberman Law, our team has worked with Kendall residents and families across Florida for more than a decade. We focus on protecting your property, explaining your choices clearly, and building a path out of debt that you can trust.

How the Bankruptcy Process Works in Kendall

Bankruptcy cases from Kendall are handled in the U.S. Bankruptcy Court for the Southern District of Florida. While the rules are federal, local requirements can make the process confusing. That’s why having an attorney matters.

Here’s how we simplify things for our clients:

1. Free evaluation – We take a close look at your income, assets, and obligations.
2. Choosing your chapter – Together, we determine whether Chapter 7, Chapter 13, or Chapter 11 is the best fit.
3. Filing paperwork – Our team handles the petitions, schedules, and electronic court filing.
4. Immediate protections – Once your case is filed, foreclosure, garnishment, and lawsuits are paused.
5. Meeting of creditors – A short hearing you’ll attend with one of our attorneys by your side.
6. Outcome – Depending on your case, debts are either discharged or managed through a structured repayment plan.

Why Kendall Clients Trust Stiberman Law

For most people, filing bankruptcy is more than just eliminating debt—it’s about protecting their family and their future. That’s where we come in.

• We handle deadlines and filings so you don’t have to stress.
• We explain everything in plain language (English or Spanish).
• We aim to protect as much of your property as possible.

One client in Kendall, burdened with nearly $75,000 in credit card and loan debt, was able to clear most of it through Chapter 7. Within months, they were able to focus on rebuilding their savings instead of dodging collection calls.

Exploring Debt Relief Options in Kendall

Chapter 7 Bankruptcy – This option erases many unsecured debts such as credit cards and medical bills. With Florida exemptions, most people can keep their home, vehicle, and essentials.

Chapter 13 Bankruptcy – Best suited for those with steady income, this repayment plan allows debts to be paid back over three to five years while preventing foreclosure or repossession.

Chapter 11 Bankruptcy – Commonly used by businesses but also available to individuals with high levels of debt, this option restructures obligations while allowing you to continue operating.

In addition to bankruptcy, Stiberman Law also helps clients fight foreclosures, stop wage garnishment, and explore alternatives like debt restructuring.

FAQs: Bankruptcy in Kendall, FL

Can bankruptcy clear all my debts? 

Not all debts are dischargeable. Medical bills, credit cards, and unsecured loans are usually eliminated, but child support, alimony, and most student loans remain.

Will filing for bankruptcy stop foreclosure?

Yes. The automatic stay goes into effect immediately after filing and stops foreclosure, garnishment, and collection lawsuits.

Is there a minimum debt amount to file?

No. Bankruptcy is based on whether your financial obligations are unmanageable, not on hitting a specific dollar threshold.

How long does the process take? 

Chapter 7 cases usually last four to six months. Chapter 13 repayment plans extend over three to five years.

Take Control of Your Future in Kendall

Debt doesn’t have to dictate your next move. With the help of Stiberman Law, residents of Kendall can find clarity, protection, and real solutions. From your first consultation until your case is resolved, we’re committed to giving you the support you need to move forward.

Contact Stiberman Law today or complete our online form to schedule your free consultation and begin your journey to financial relief.