We are a bankruptcy firm that works with both individuals and businesses to help protect their assets and ensure creditors cause no problems.
Chapter 7 is the most popular type of bankruptcy filed in the US. It is suitable for both businesses and individuals and involves submitting documents detailing assets and liabilities to the court for consideration.
The judge goes through the documents to gauge if bankruptcy is suitable and approves or rejects the application.
The entire process can take around three months. It provides protection by putting a temporary stay on one’s present debts.
You can file Chapter 7 on your own; however, working with a legal firm like Stiberman Law can make things easier.
We understand that it can be hard to find a bankruptcy firm. You can’t trust everyone, especially when your finances are involved.
Choose a company that has been in the business for years and understands bankruptcy well.
Stiberman Law has more than 22 years of experience. Our team is highly skilled, professional, and friendly.
When you work with us, you will have nothing to worry about as we understand privacy and will answer all your questions.
Our aim is to make it easy to file bankruptcy and enjoy peace of mind. We offer a FREE consultation to new clients and encourage them to use this opportunity to know more about Chapter 7 and how it can benefit them.
Talk to us about our plans including a special $0 down option that is designed for clients who find it difficult to pay upfront.
Call (954) 922-2283 to know more.
Get Immediate Legal Help
Schedule a free consultation by filling out the form below or Call us (954) 922-2283
Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
We Can Help You To
Who Should File Chapter 7 Bankruptcy?
Chapter 7 is suitable for people who owe others money and have no cash to pay it back.
Many call bankruptcy an easy way out of debt as it protects your assets and ensures your credits do not get to harass you by sending people or calling you.
Furthermore, consider Chapter 7 if you are facing any of these issues:
Wage Garnishment: Your creditors may have the legal right to ask your employer to deduct a percentage of your income to cover your debt. Though legal, this process can make it hard for people to pay the bills and cover day-to-day expenses.
Foreclosure: Consider bankruptcy if you are afraid of losing your property to creditors. A large number of people choose Chapter 7 because of the exemptions it offers.
Interested in filing bankruptcy? Talk to us and let us determine if it’s the right option for you.
Chapter 7 Bankruptcy Process
The process can be a little complicated as it involves submitting a variety of documents that have to be gathered from different sources.
It is best that you work with a firm like Stiberman Law to make things easier.
When you work with us, you will have nothing to worry about. This is how it works here:
1 Book your free consultation.
2 Meet us and discuss your situation.
3 Have us gauge your finances and prepare a report.
4 Discuss the plan and give your consent.
5 We’ll take care of all documents and submit them on your behalf.
We work as representatives and can take care of everything from informing your creditors to verifying information.
Frequently Asked Questions
While there is no limit, you can file Chapter 7 once every eight years.
Yes, Chapter 7 does cover credit card debt.
While it covers student loans, there are some conditions such as the ability to prove undue hardships.
No, you will not have to worry about making payments once you file bankruptcy.
Get Immediate Legal Help
Schedule a free consultation by filling out the form below or Call us (954) 922-2283
Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
Choose Stiberman Law
Your financial situation and available debt relief options decide the right route. Talk to us today to discuss your situation. Call (954) 922-2283 to talk to us.
Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.
We’ll get in touch as soon as possible.