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5.05.05.0Stiberman Law is a bankruptcy firm that offers services to both individuals and businesses.
Also called the 'liquidation bankruptcy', Chapter 7 is filed by a large number of people in the US. It has a success rate of 94.3 percent; however, applicants must qualify a 'means test' for debts to be discharged.
The test examines several factors including expenses, debt, and expenses. Your application will most likely get approved if your disposable income is less than your state's. median income.
It can take up to 90 days for the process to be completed; however, there may be delays if there are issues such as missing documents. This is why it is important that you work with a legal advisor so that you don’t face any issues during or after applying for bankruptcy.
With more than 22 years in the field, Stiberman Law, headed by Robert Stiberman, can be your partner in all things related to bankruptcy.
Here are some of our definition features:
✅ A variety of bankruptcy services including Chapter 7.
✅ Affordable payment plans including a special $0 down option.
✅ Excellent customer service available in both English and Spanish.
✅ Quick service with relief within 24 hours.
Pick your phone and call (954) 922-2283 to start a conversation. Our staff is prepared to answer your questions.
Get Immediate Legal Help
Schedule a free consultation by filling out the form below or Call us (954) 922-2283
Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
We Can Help You To
Who Should File Chapter 7 Bankruptcy?
Consider bankruptcy if you meet the following requirements:
✓ You are afraid of losing your property.
✓ Your creditors cause you trouble by giving you threatening calls or having your employer cut a portion of your income.
✓ It doesn’t look like you will be able to make off your debt in the next three to five years.
✓ Your debts total over 50 percent of your annual income.
✓ Debt is causing you mental health issues.
Bankruptcy can solve a lot of your debt-related problems. Talk to us to know more.
Chapter 7 Bankruptcy Process
Here’s how it works:
1 Consult an expert to know if you qualify. Not everyone is eligible for bankruptcy or Chapter 7. Pre-bankruptcy credit counseling involves ensuring there are no alternatives such as debt management or debt consolidation.
2 Submit the required documents highlighting your financial standing including your assets, leases, expenses, liabilities, and income.
3 File a petition at your local bankruptcy court. Pay the required fee including court charges, petition filing fees, etc. The amount varies from state to state, hence it's best to ask for a quote.
4 Once filed, the court will assign you a trustee to look after your case and go through and verify your documents.
5 Next, you will meet your creditors and trustee to discuss the situation.
You may have several more meetings with your trustee and creditors. All this can be very confusing and taxing as the procedure can be lengthy.
We suggest that you work with a professional agency like Stiberman Law to make things easier. We can be your representative and take care of everything from preparing documents to submitting fees.
With us by your side, you will not have to worry about court dates or verifications.
Frequently Asked Questions
You can file once every eight years.
Chapter 7 covers credit card debt, some student loans, personal loans, medical bills, and other unsecured debt.
There’s no maximum or minimum, the court will compare your debt and income to decide if you qualify.
No, Chapter 7 is so popular because it provides exceptions and covers. Talk to us to know more.
Get Immediate Legal Help
Schedule a free consultation by filling out the form below or Call us (954) 922-2283
Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
Choose Stiberman Law
Work with Stiberman Law and put all your worries to rest. Call (954) 922-2283 to talk to us.
Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.
We’ll get in touch as soon as possible.
