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Bankruptcy Attorney in Marion County, FL

Find debt relief with Stiberman Law in Marion County, FL. Our experienced bankruptcy attorneys help individuals and families stop foreclosure, end creditor harassment, and regain financial control through Chapter 7, 13, and 11 bankruptcy solutions
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Atomic Facts: Filing Bankruptcy in Marion County (2026)

  • Court Jurisdiction: Marion County residents file in the U.S. Bankruptcy Court for the Middle District of Florida, Jacksonville Division.

  • Courthouse Location: Hearings are held at the Golden-Collum Memorial Federal Building, 207 Northwest Second Street, Ocala, FL 34475.

  • Filing Fees: As of 2026, the court filing fee is $338 for Chapter 7 and $313 for Chapter 13.

  • The 341 Meeting: Your mandatory Meeting of Creditors is typically held via Zoom or at a designated federal satellite office in Ocala, not necessarily at the main courthouse.

Trusted legal guidance to help you overcome debt.

Written By: Attorney Robert Stiberman | Updated 1/27/2025

Marion County Bankruptcy Attorney

If you are facing overwhelming debt in Ocala, Belleview, or Dunnellon, you don’t have to navigate the complex federal court system alone. At Stiberman Law, we specialize in helping Marion County residents use federal bankruptcy laws to hit the reset button on their finances.

Why Local Experience Matters in the Ocala Division

Filing for bankruptcy in Florida requires more than just filling out forms; it requires an understanding of how the Middle District of Florida interprets local exemptions.

Whether you are looking for a Chapter 7 attorney to wipe out credit card debt or a Chapter 13 attorney to stop a foreclosure on your home near Silver Springs, our Jacksonville Division Bankruptcy Attorney ensures your assets are protected under the Florida bankruptcy exemptions.

Our Core Practice Areas for Marion County

  • Chapter 7 Liquidation: Often called “straight bankruptcy,” this is the fastest way to discharge medical bills and unsecured debt. We guide you through the Florida Means Test to ensure you qualify.

  • Chapter 13 Reorganization: Perfect for those with a steady income who need to stop a car repossession or catch up on mortgage payments over a 3 to 5-year payment plan.

  • Small Business Relief: We assist Ocala business owners with Chapter 11 Subchapter V reorganizations to keep their doors open while restructuring debt.

Front exterior of the Golden-Collum Memorial Federal Building in Ocala, FL, the official site for Marion County bankruptcy hearings.

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Contact Stiberman Law Today!

Speaking to our law firm is always 100% confidental. Help is just a call away!

At Stiberman Law, Our Goal Is To Help You Complete The Process Smoothly, Protect Your Property When Possible, And Achieve The Financial Relief You Need For A Fresh Start.

Local Resources for Marion County Residents

Navigating financial distress is easier when you have the right local information. Here are the essential offices and resources for those filing for debt relief in Ocala and the surrounding areas.

Court & Legal Information

  • Jacksonville Division Bankruptcy Court (Middle District of Florida): Hearings are held at the Bryan Simpson United States Courthouse. While our main office is in Hollywood, we represent clients appearing before the Jacksonville Division judges.

    • Address: 300 North Hogan Street, Suite 3-150, Jacksonville, Florida 32202.

    • Phone: 904-301-6490

  • Marion County Clerk of the Court: If you are dealing with a lawsuit from a debt collector or a pending foreclosure, you may need to access local records.

  • Marion County Law Library: For residents researching pro se bankruptcy or local ordinances, the law library offers public access to Westlaw and legal forms.

    • Location: Marion County Judicial Center, 110 NW 1st Ave, Ocala (Room 101)

Financial Education & Mandatory Counseling

Before you can receive a bankruptcy discharge, you must complete two educational courses from an approved agency.

  • Credit Counseling of Mid-Florida (GreenPath): A non-profit agency frequently used by Ocala residents for pre-filing credit counseling.

    • Local Office: 1601 NE 25th Ave #101, Ocala, FL 34470

  • Ocala Public Library (Headquarters): If you lack internet access to complete your debtor education course, the public library provides free computer and Wi-Fi access.

    • Address: 2720 E Silver Springs Blvd, Ocala, FL 34470

Emergency Assistance

If you are facing an immediate crisis like an emergency car repossession or a utility shut-off, contact our office immediately to discuss an Emergency Bankruptcy Filing.

Our Bankruptcy and Debt Relief Services

We provide comprehensive legal services to help residents of Marion County eliminate or manage debt effectively:

Chapter 7

Chapter 7 Bankruptcy: Discharge most unsecured debts and get a clean financial slate.

Chapter 13

Chapter 13 Bankruptcy: Reorganize your debt into a structured repayment plan.

Chapter 11

Chapter 11 Bankruptcy: Tailored for businesses or individuals with high-value assets or complex debt.

Foreclosure

Foreclosure Defense: Stop foreclosure and explore legal strategies to protect your property.

Wage garnishment

Wage Garnishment Relief: Prevent creditors from taking money directly from your paycheck.

– Your experienced bankruptcy attorney

Lern More About Our Founding Attorney

Robert Stiberman and his team have handled over 2,500 cases, helping Floridians find their way to financial freedom. We don’t just file paperwork; we provide a roadmap for repairing your credit and buying a house after bankruptcy.

Ready to start over? Schedule your Free Consultation today. We offer Consulta Gratuita for our Spanish-speaking clients in Marion County.

Here’s a 5-star review from our client:

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I was thoroughly pleased with the Customer Care and support Stiberman Law P.A. provided.

Angeler R.

and their ability to quickly settle my case. I am so happy with the outcome.

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Robert Stiberman

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Common Bankruptcy Questions in Ocala

Can I keep my house and car?

Most of our Marion County clients keep their primary residence thanks to the Florida Homestead Exemption. If you are worried about your vehicle, we can explain what happens to your car in Chapter 7 versus a Chapter 13 cramdown.

How long does the process take?

A typical Chapter 7 case takes about 4 to 6 months from filing to discharge. Chapter 13 is a longer commitment, lasting the duration of your repayment plan.

Will it stop creditor harassment?

Yes. The moment we file your petition, the Automatic Stay goes into effect. This legally stops creditor harassment and can even stop wage garnishment immediately.

Take Control of Your Financial Future

If you’re ready to take back control of your finances, Contact Stiberman Law today for a free consultation. Our experienced attorneys are here to help Marion County residents stop creditor harassment, avoid foreclosure, and achieve lasting financial stability.