Naranja Chapter 7 Lawyer

Thousands of people file for bankruptcy every year in Naranja and most choose Chapter 7 as their preferred option due to the benefits it offers. If you are also looking to file Chapter 7 then you have landed on the right page.

What is a Chapter 7 Bankruptcy?

Chapter 7 is the most popular type of bankruptcy that “allows an individual who is overwhelmed by debt to obtain a ‘fresh start’ through a discharge of his or her debt by surrendering for distribution the debtor’s nonexempt property”.

As a result, the applicant gets released personal liability for most debts. He or she can start afresh without worrying about creditors taking collection action.

Chapter 7 is said to be suitable for both companies and individuals, however, the process differs for each.

Applicants must pass a ‘means’ test to be eligible for Chapter 7. The test takes into account factors such as family size, income, and expenses to determine if your disposable income is enough to repay your debts.

Your Trusted Naranja Chapter 7 Bankruptcy Lawyer

It can be hard to pick a bankruptcy firm in Florida. Here are a few things to consider when selecting one:

Staff: Choose a firm that has experienced and friendly staff members who are well aware of bankruptcy laws and are willing to answer your questions.

Fast Services: Look for a company that can help you get rid of your issues in no time. At Stiberman Law, most of our clients stop receiving threatening calls within 24 hours.

Affordable Rates: You can’t afford to work with an expensive firm when you are already having financial issues. We understand this and offer several affordable plans including a $0 down option for applicants who do not wish to make advance payments.

Ease and Comfort: Most people choose to work with a legal firm for the ease it offers. You should work with a company that doesn’t just offer consultation but filing as well.

Stiberman Law is a complete bankruptcy firm that can file on your behalf and even help you protect your assets.

Contact us to know more about our company and how we can help you.

Consider Chapter 7 if you are dealing with any of these issues:

• Foreclosure risk.
• Wage garnishment.
• Stress due to debt.
• Visiting creditors.
• Threatening calls.
• Little to no income.
• Fear of the loss of assets.

Here’s how it works:

1. Contact us to book your free consultation.
2. Meet our team members who will answer all your questions and explain the process.
3. We’ll look at your documents including your credit report to gauge if Chapter 7 can be a good fit for you.
4. Our team will prepare and submit a report to seek your consent.
5. Once we receive your consent, we’ll file on your behalf.
6. We’ll inform your creditors and attend court dates while you relax.

You will have to do everything on your own if you decide to work without a professional.

Are courts involved in bankruptcy?

Yes, the application is submitted to a court that will assign a trustee to your case.

Can applications get rejected?

Yes, applications can get rejected due to incorrect information, missing files, etc.

What is the cost of filing?

The cost depends on several factors including your location. Contact us to get a quote.

Is the first consultation absolutely free?

Yes, it is 100% free. Pick your phone and contact us to book a slot.