Debt Consolidation Attorney in Miami

Experience financial freedom with debt consolidation

Top Rated Miami Debt Consolidation Attorney - Google Reviews


If you’re struggling to keep up with medical bills, credit card payments, or even your mortgage, the debt can feel overwhelming and insurmountable. You may not know where to turn or what your options are. When you schedule a free consultation with Stiberman Law, an experienced debt consolidation attorney in Miami, we will analyze your unique financial situation and provide you with options to help you move forward with confidence in your financial future. FREE CONSULTATION

Why Work with a Debt Consolidation Attorney

At Stiberman Law, our experienced debt consolidation lawyers offer real, lasting solutions to our clients to help them achieve true financial freedom from debt.

Debt Negotiation

When much of your financial difficulty is coming from medical bills, high-interest credit cards, or private student loans, we will work on your behalf to help you escape these difficulties. Often, our attorneys can negotiate a lower monthly payment or accept a lump sum payment that is a fraction of your current balance, allowing you to escape a high monthly payment that is taking up much of your disposable income.

In other cases, we can consolidate your debts into a single monthly payment that offers the following benefits:

  • A monthly payment that is easy to keep up with rather than juggling multiple bills;
  • Paying off all creditors and judgments;
  • Ending wage garnishment, threats of lawsuits, and letters or phone calls from debt collection agencies and creditors.

Short Sale for a House

Falling behind on a mortgage can lead to foreclosure, but we can prevent foreclosure proceedings by exploring a short sale. A short sale is where you sell your home for less than what you owe, and the bank settles on the amount. Once the sale goes through, the mortgage lender forgives any remaining amount you may owe on the home.

While a short sale does affect your credit, it offers you a way out from under mortgage payments you can’t afford, and it doesn’t make nearly as serious an impact as a foreclosure does.

Filing for Bankruptcy

While the idea of filing for bankruptcy may sound intimidating, for many people, it’s the best solution to get out from under many types of unsecured debt.

  • Chapter 7 bankruptcy is when a trustee gathers your nonexempt property and assets and sells them, using the proceeds to pay off creditors. While a means test is required to file, this option is a fast way to wipe the slate clean of credit cards, medical bills, and personal loans.
  • Chapter 13 bankruptcy restructures your debt, allowing you to keep your home and vehicle while making a monthly payment on your debt that is then distributed to creditors by a bankruptcy trustee. At the end of the three-to-five year repayment period, your eligible debts are discharged.

Tax Debt

If you owe back taxes, we can help you set up payment plans or settlement arrangements to help you avoid legal problems or having a lien placed on your property. For older taxes, we can help you get them discharged from bankruptcy.

Get Immediate Legal Help

Top Rated Bankruptcy Attorney - Google Reviews

Schedule a free consultation by filling out the form below or Call us (954) 922-2283

Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm

Speaking to our bankruptcy law firm is always 100% confidential.


Choose Stiberman Law for Debt Consolidation in Miami

We know there are a wide variety of debt relief companies in the area, but having an experienced debt consolidation attorney on your side gives you more, and often better options for getting out from under your bills. Our law firm has been serving clients since 1998, helping them file for bankruptcy or navigate issues of wage garnishment, and for over a decade we have helped our clients with debt consolidation.

We have the experience and knowledge needed to help you achieve more favorable outcomes. With hundreds of five-star reviews, you can feel confident that your financial future is in good hands with our legal counsel and representation.

Why Choose Stiberman Law?

Experienced Debt Consolidation Attorneys in Miami


22+ Years Of Experience

More than a decade of experience handling complex debt consolidation filings in Miami.


Free Initial Consultation

Get real answers to your Miami debt consolidation questions so you can make fully informed decisions.


100+ 5 Star Reviews

You don’t have to take our word for it. Our clients rave about the speed and quality of our work.

Schedule a Free Consultation
with a Miami Debt Consolidation Attorney Today

Don’t continue to stress and worry about keeping up with bills when relief is available! Schedule a free consultation with an attorney at Stiberman Law and get the guidance you need to make fully informed decisions and make the right choice for your financial future. Call us today at (954) 932-7804 or fill out the form below to get started.

Request A Free Consultation

Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.

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