Chapter 11 Bankruptcy Attorney

Helping clients achieve financial freedom, since 1998.

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Chapter 11 Bankruptcy Lawyer

Chapter 11 pops up in news headlines about large corporations that have fallen on hard times. But it can be applied to individuals as well. Chapter 13 Bankruptcy is much more common for individual filers, but in certain circumstances, Chapter 11 Bankruptcy is a better fit.

Chapter 11 bankruptcy is designed to help businesses reorganize their debts. If your personal financial picture is complex, involving partnerships and other financial structures, Chapter 11 may serve you well.

Your Experienced Chapter 11 Bankruptcy Lawyer

Robert Stiberman is a top rated Chapter 11 Bankruptcy attorney serving in Florida. His law firm, Stiberman Law, is comprised of a team of experienced Chapter 11 Bankruptcy attorneys with a proven track record of working in the law industry.

Our Chapter 11 Bankruptcy Attorneys Can Help You

Our Florida Chapter 11 Bankruptcy attorneys can help you find the best solution for you and your family.

One reason people choose to hire a Chapter 11 Bankruptcy lawyer from Stiberman Law is that we really do put clients first. You’ll realize from the moment you speak with us that our primary goal is to help. You can schedule a free consultation by calling our friendly team.

Chapter 11 Bankruptcy Lawyer - Stiberman Law Firm

No matter how difficult your situation may be, Stiberman Law has the resources and experience to manage your case.

Contact a Chapter 11 Bankruptcy Lawyer

If you’re considering Chapter 11 Bankruptcy, you need to speak with a Chapter 11 Bankruptcy lawyer at Stiberman Law. The consultation is completely free.

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We Can Help You To

Filing for Chapter 11 Bankruptcy

Chapter 11 Bankruptcy Attorneys - Stiberman Law Firm

Filing for bankruptcy can be complex. There are multiple types of bankruptcy. Finding the right one to solve your challenges can be tricky. You need to consider whether you can make payments in the future, the value of your current assets and the types of debts you wish to resolve.

Chapter 11 Can Give Debtors More Control

This is not a liquidation. This type of bankruptcy is a restructuring of debts, with the goal of minimizing disruption.

Debtors filing Chapter 11 bankruptcy will be required to show how they plan to better manage their debts in the future. They may be able to retain control of their assets throughout the bankruptcy.

For businesses filing Chapter 11, they need to present a workable plan to their debtors that shows how they can turn their business around. This could include contract renegotiations with customers or seeking new sources of revenue.

Chapter 11 Accommodates Larger, More Complex Debts

One reason an individual debtor may not qualify for a Chapter 13 bankruptcy is that their total secured debt exceeds $1,149,525, and/or their total unsecured debt exceeds $383,175.

Chapter 11 bankruptcy does not have these limitations. It is specifically designed to accommodate substantial debts wrapped up in a variety of financial instruments.

Chapter 11 Provides Longer Repayment Windows

Another reason that small businesses and individuals may choose to file a Chapter 11 bankruptcy is because of the increased flexibility in repayment terms. For example, a Chapter 13 bankruptcy requires that mortgages on a rental property be repaid within 60 months. Even with a lower loan balance and lower interest rate (negotiated during the bankruptcy), this is a tight window to pay off a property.

Chapter 11 bankruptcies do not have this 60 month requirement. There are other examples where a specific type of bankruptcy filing will better serve your needs. Your best bet is to sit down and discuss your situation with a Chapter 11 bankruptcy lawyer. Even if Chapter 11 isn’t the best fit, we can work together to find a solution that makes the most sense.

Chapter 11: Disposable Income Calculations

The IRS has a standard formula for calculating disposable income. You can click here to view Official Form B 22C2. It shows how the calculation is completed.

Chapter 11 filings use a different standard that may be more favorable to the debtor.

In any bankruptcy filing, you are going to be faced with a series of forms and questions. Answering incorrectly, or filing the wrong form can have a significant impact on the structure of your bankruptcy.

This is one reason, among many, that we recommend hiring an experienced Chapter 11 bankruptcy lawyer to handle your filing. Our experience allows us to focus on the things that matter, giving our clients the best possible chance at a better tomorrow.

Remember, when you hire an experienced attorney to handle your bankruptcy filing, you may avoid costly errors. Based on some of the “do it yourself” filings we’ve seen work their way through the court system, it can be cheaper to hire an expert.

Explore Your Options with a Chapter 11 Bankruptcy Lawyer

We understand that the need to file bankruptcy can come from a variety of factors, many of which are outside your control. We’re not here to judge you. We’re here to provide you with reliable information, based on the specifics of your situation.

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Frequently Asked Questions

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Why Choose Stiberman Law?

Experienced Chapter 11 Bankruptcy Attorneys

If you need to stave off the foreclosure through Chapter 11 Bankruptcys, our attorneys can help you.

We understand that the need to file bankruptcy can come from a variety of factors, many of which are outside your control. We’re not here to judge you. We’re here to provide you with reliable information, based on the specifics of your situation.

Stiberman Law Firm

Florida Chapter 11 Bankruptcy Lawyers

We represent clients throughout Florida.

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Free Initial Consultation

Schedule a Free Consultation with a Chapter 11 Bankruptcy Lawyer

You need real answers that you, your family and your business can count on. A google search isn’t enough. Give us the opportunity to answer your questions as part of a free, no-obligation consultation.

Don’t wait until you’re already in over your head with legal procedures and court filings. Let us honestly assess your situation, with the benefit of our experience. It all starts with a phone call.

Meet Robert Stiberman

Your Trusted Chapter 11 Bankruptcy Lawyer

Trusted Chapter 11 Bankruptcy Lawyer - Robert A. Stiberman

Choosing a law firm to represent you is an important decision. I was admitted to The Florida Bar in 1998 after graduating from the University Of Miami School Of Law in 1996. I began my legal career as a volunteer attorney in the Miami Dade Public Defenders Office. I also worked as an associate for a firm in South Florida that handles real estate related matters. In 2007 I opened my own law practice and in 2009 I began to represent clients in Bankruptcy matters. I am admitted to the United States District Court for the Middle and Southern District of Florida. I invite you to compare my qualifications and experience to those of other attorneys you might be considering.

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Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.

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