Miami Chapter 7 Lawyer

Miami client eliminates $55K in debt thorugh Chapter 7 Bankruptcy and gets hold removed from his Bank Account

We’re a Miami Chapter 7 Bankruptcy law firm with the experience and compassion to help. Through Chapter 7 Bankruptcy, our law firm has helped many clients in the Miami, FL area discharge their unsecured debts and stop collection efforts from creditors. For example, our law firm was able to file a Chapter 7 Bankruptcy for a Miami client who had an estimate of $55K in Credit card debt, hospital bills, and collection charges from returned lease vehicles. Our client tried to negotiate with his creditors for many years but when his bank account was frozen by a creditor, he decided it was time to put an end to all his debt. Our office quickly filed a Chapter 7 Bankruptcy, the freeze/hold on his bank account was lifted and he was able to eliminate all of his unsecured debt. Chapter 7 Bankruptcy was the solution our Miami client was searching for in order to get a fresh start. Call (954) 922-2283 to Schedule a Free Consultation.

What is a Chapter 7 Bankruptcy?

Chapter 7 is a bankruptcy for people looking to eliminate debts, stop collection calls, and put an end to lawsuits. The rules require you to list all your creditors and your assets. It can be a powerful tool when you have little or no assets.

Your Personal Miami Chapter 7 Bankruptcy Lawyer

Robert Stiberman is the attorney you need for your Chapter 7 Bankruptcy in Miami. Stiberman Law will effectively serve your interests with professionalism and compassion.

How Stiberman Law can help?

A fresh start is a phone call away. Millions of people have filed for Bankruptcy seeking financial relief. You are not alone.

Permanent long lasting relief. We want to solve all your debt problems. We'll explore what Bankruptcy has to offer.

A lawyer you can afford

How can I pay legal fees if I'm filing for Bankruptcy? At Stiberman Law we make it so that fees are not an obstacle. We offer payment plans and affordable solutions.

Chapter 7 Bankruptcy can be an effective way to deal with these issues:

Wage Garnishment - It is one of the most effective tools a creditor uses to collect a debt. The go after your paycheck, sometimes up to 25%. Filing Chapter 7 Bankruptcy may be an effective way to stop the Garnishment and discharge other debt as well.

Mortgage or Condominium Foreclosure - Banks, Private Lenders, Reverse Mortgage Companies, and even community or condominium associations can seek to foreclose on your home for non payment.

Expensive Vehicle Payments - Lower your payments though bankruptcy where applicable.

Student Loan Debt - We'll discuss how you can deal with your Student Loan debt through bankruptcy.

1 We'll evaluate whether Chapter 7 is advisable.

2 We'll perform a means test to determine if you are eligible.

3 We'll gather all the necessary information and prepare your Bankruptcy petition and schedules.

4 We'll review everything with you so you for your signature.

5 We file the case and attend all court healings.

Do I qualify for Chapter 7?

We'll review your income and expenses and perform a means test to determine eligibility.

What If I don't qualify for a Chapter 7?

Most people qualify, but if you don’t' we can take a look at Chapter 13.

When will creditors stop calling me?

All collection action, including collection calls has to stop when your bankruptcy is filed.

What debts can I eliminate?

Most debts such as personal loans, credit cards, medical bills, deficiency judgments can be discharged in Bankruptcy.

Do I have to close my bank accounts when I file for Bankruptcy?

No, you do not have to close your bank accounts.