Lake Worth Chapter 7 Lawyer

Through Chapter 7 Bankruptcy, a Lake Worth client elimiated $70K in credit car debt, medical bills, and other debts

Through Chapter 7 Bankruptcy, our law firm has helped many clients in the Lake Worth, FL area discharge their unsecured debts and stop collection efforts from creditors. For example, our law firm was able to file a Chapter 7 Bankruptcy for a Lake Worth client who had an estimate of $70K in Credit card debt, medical/hospital bills, and unsecured personal loans. Our client tried to consolidate and pay his debt over several years, but his balances were never coming down due to high interest that continued to add up. Through his Chapter 7 Bankruptcy, our client eliminated all of his unsecured debt and finally obtain the financial stability he had been trying to get for years before filing for bankruptcy. Call (954) 922-2283 to Schedule a Free Consultation.

What is a Chapter 7 Bankruptcy?

Chapter 7 is the king of Bankruptcy. You have to list all you assets and all your debts. Most debts such as credit cards, judgments, repossessions, and personal guarantees can be discharged. It's affordable and we can file quick.

A Great Lake Worth Chapter 7 Bankruptcy Lawyer

Robert Stiberman is a seasoned Chapter 7 Bankruptcy lawyer serving Lake Worth and the surrounding areas. We care about your case and work hard to earn your trust.

Here Is How Bankruptcy Helps

Financial stress can be overwhelming. A bankruptcy plan can help you stop the ongoing stress, stop collection actions, and get you on the path to a fresh start.

Bankruptcy is not a band aid. It seeks to not only stop the bleeding but also take care of your debt problems.

Affordable Legal Services

Financial freedom does not have to be expensive. We have payment models that make filing bankruptcy affordable and doable. At Stiberman Law we offer payment plans and $0 down bankruptcies.

Chapter 7 Bankruptcy can be an effective way to deal with these issues:

Wage Garnishment - This is a portion of your paycheck, up to 25% is taken to payoff a creditor. Filing Chapter 7 Bankruptcy may be an effective way to stop the Garnishment and eliminate other debt as well.

Mortgage and Condominium Foreclosure - Don't give up on your home. We'll discuss programs in Bankruptcy to help you save your property from foreclosure.

Reduce Your Car Payments - There are tools to seek to reduce your loan interest rate or loan balance in Bankruptcy where applicable..

Student Loan Debt - It can be overwhelming. There's finally a Student Loan Program in Bankruptcy that may help many people. We can go over the program with you.

1 We'''ll sit down with a cup of coffee to discuss your case.

2 We'll discuss your goals and how we can help.

3 We'll provide you with a recommendation and next steps.

4 We'll pull your credit report.

5 We'll sit down before filing, review everything together and file your case.

Do I have to go to Court?

In most cases you will only have to court once (not in front of judge) for the Meeting of Creditors. A Stiberman Law attorney will go with you.

What do I do when creditors call me?

Bankruptcy prohibits creditors from contacting you once the case is filed. Answer your phone with confidence and call us they are giving your problems.

What is the 341 meeting of creditors?

It is a meeting that takes place approximately 30 days after we file you case. The Trustee and Creditors have an opportunity to ask you questions. Creditors don't show up in most cases.

What is the Bankruptcy Trustee?

The Trustee is appointed to administer your Bankruptcy case. The Trustee will review your bankruptcy petition and ask you questions during the 341 meeting of creditors. At or shortly after the meeting the Trustee will advise if there are any issues of if he/she is interested in any assets.

Do I have to appear in front of a judge?

No. In the majority of cases the bankruptcy client will not go in front of a judge. The majority of the case is administered by the Bankruptcy trustee who is not your Judge.