Fort Lauderdale Wage Garnishment Lawyer

Wage garnishment is a major problem that can put people in a financial mess. If your creditors have filed a wage garnishment suit then it is important to take steps and prevent it from happening.

Stiberman Law consists of a team of specialists who understand wage garnishment and can deal with all kinds of cases, before and after your creditors start garnishing your wages.

If your wages have been garnished and you are overwhelmed by debt, we can probably help you. Fortunately, there are options open to you; legal options. To fully understand what those options are and which ones are best for you, we recommend that you contact an attorney at our firm. Call (954) 922-2283 to schedule a free consultation. Immediately our lawyers we will review the circumstances of your situation and determine the best option for you.

What is a Wage Garnishment?

The government defines wage garnishment as a legal process that “requires the employer of a taxpayer to withhold funds from the taxpayer’s earnings”.

Your employer can legally withhold a variety of payments including salaries, wages, and non-wage payments such as rents, commissions, contract payments, and royalties. There are, however, some exceptions including tips.

The money withheld by the employer is paid to the creditor to cover your pending debt.

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Stopping Wage Garnishment

There are ways to stop creditors from garnishing your wage including:

Bankruptcy: Filing for bankruptcy (Chapter 7 or Chapter 13) can be a quick and easy way to put a stop to wage garnishment. We recommend this solution to people who cannot afford to make payments and are worried about debt.

Challenge the Judgment: This is the best way to stop wage garnishment before it happens.

Negotiate With Your Creditor: This option can work if you have an expert negotiator to discuss the situation with your creditor. Combined with debt counseling, it can be a great way to stop garnishment.

There may be some other options as well based on your situation and creditor.

Call (954) 922-2283 to talk to us.

Your Trusted Fort Lauderdale Wage Garnishment Lawyer

It is important to choose a professional firm to represent your case. Here are a few things to look for in a company:

Experienced: Choose a company that is experienced and understands wage garnishment. We have been in the business for more than 22 years and know the ins and outs of garnishment, making us one of the best law firms to work with.

Affordable: We understand you’re already going through difficult times, hence it’s important to choose a reliable firm. At Stiberman Law, our aim is to help people reset their life. We offer several affordable packages including free consultations for new clients.

Skilled: Wage garnishment can be complicated, you need to work with a firm that’s professional and houses skilled staff members to answer your queries and ensure you get your desired output.

Call (954) 922-2283 to get your free consultation and start the process.

Wage garnishment can be a complicated process to understand as it involves legal cases.

Your creditor will have to sue you and win the case in order to legally receive payments.

The court is legally required to send a notice to you and your employer before wage garnishment happens. We suggest that you get in touch with us to discuss the situation right after you receive a notice so we can help you stop wage garnishment before it happens.

We must, however, mention that legal cases are not required in all situations. This applies in cases where:

• You owe taxes.
• You owe spousal and/or child support
• You owe student loans.

According to the law, a creditor cannot take more than 25 percent of your disposable income, or the amount that your earning exceeds 30x time minimum wage, whichever is on the lower side.

This, however, only applies to consumer debt and the amount can be higher for non-consumer debts.

Here are some of the most commonly asked questions about wage garnishment:

Can I get back the garnished money?

In some situations, you may get back your garnished money. Talk to us to discuss.

Will a wage garnishment appear on my credit report?

Yes, garnishments appear on credit reports for a period of seven years.

Is a court order necessary to garnish my wages?

In most cases, a creditor cannot garnish your wages without first obtaining a judgment against you. However, for some types of debt - such as child support or alimony debts, federal student loans or taxes - creditors do not have to go through the court system to get a wage garnishment.

How long can my creditors garnish my wages?

The creditor will continue to garnish your wages until you pay the debt in full or take some measure to stop the garnishment, such as claiming an exemption with the court.