Bankruptcy Attorney in Coral Springs, FL

Clear paths toward long-term debt relief.

Written by: Attorney Robert Stiberman | Updated: 8/30/2025

Why Hire a Bankruptcy Lawyer in Coral Springs

Constant calls from creditors, unpaid bills, and threats of foreclosure can make daily life exhausting. A bankruptcy lawyer ensures you understand your rights, choose the best legal option, and protect your future from financial chaos.

At Stiberman Law, we’ve spent more than a decade helping Florida families and businesses—including those in Coral Springs—find stability again. We don’t just process paperwork; we provide step-by-step guidance, answer your questions, and advocate for the strongest outcome possible.

How the Bankruptcy Process Works in Coral Springs

Bankruptcy filings in Coral Springs go through the U.S. Bankruptcy Court for the Southern District of Florida. Although the system is based on federal law, local rules can make the experience stressful if you attempt it without professional help. Here’s what working with our team looks like:

1. Initial Consultation – We review your financial picture and determine whether bankruptcy is the right choice.
2. Choosing a Chapter – Together we decide whether Chapter 7, Chapter 13, or Chapter 11 is the best fit.
3. Preparing & Filing – Our office handles all forms, documentation, and electronic filing with the court.
4. Automatic Stay – Once your case is filed, collection activity must stop—this includes phone calls, garnishments, lawsuits, and foreclosure attempts.
5. Creditor Meeting – You’ll attend a short hearing with one of our attorneys by your side.
6. Case Resolution – Depending on your filing, your unsecured debts may be eliminated within months, or you’ll follow a structured repayment plan.

Why Clients in Coral Springs Trust Stiberman Law

For many people, bankruptcy isn’t just about erasing debt—it’s about keeping a roof over their head, saving their income, and ending the stress of constant creditor contact. Clients choose our firm because we:

• Take the time to explain every detail in plain English
• Handle filings, deadlines, and communications with the court
• Provide representation in both English and Spanish
• Work to protect homes, cars, and other important assets

Case Study

A client came to us burdened with more than $70,000 in credit card and personal loan debt. By filing for Chapter 7 bankruptcy, we were able to have most of her obligations discharged in just under six months. The result was a complete reset and the chance to begin building financial stability again.

Types of Bankruptcy and Debt Relief Services We Provide

Our firm offers a full range of bankruptcy options and related legal protections for individuals, families, and businesses in Coral Springs:

• Chapter 7 Bankruptcy – Quickly eliminates unsecured debts like credit cards and medical bills.
• Chapter 13 Bankruptcy – Establishes a repayment plan over three to five years while protecting assets.
• Chapter 11 Bankruptcy – Reorganizes debts for businesses or individuals with complex financial situations.
• Foreclosure & Garnishment Defense – Stops aggressive creditor actions that threaten your home or paycheck.

We also explore alternatives, such as debt settlement or consolidation, when they may be a better fit.

Understanding the Different Chapters

• Chapter 7: Known as “liquidation bankruptcy,” this option wipes out most unsecured debts. Florida’s exemption laws allow many filers to keep essential property, including their home and car.
• Chapter 13: Designed for wage earners, this chapter allows debt repayment over three to five years, while preventing foreclosure and repossession. Remaining qualifying debts are discharged at the end of the plan.
• Chapter 11: Typically for businesses or individuals with high debt, this chapter reorganizes obligations and provides the opportunity to continue operating.

FAQs About Bankruptcy in Coral Springs, FL

What types of debt can be erased in bankruptcy?

Most unsecured debts—such as medical bills, credit cards, and certain loans—can be discharged. However, obligations like alimony, child support, and most student loans remain.

Can filing for bankruptcy stop foreclosure or garnishments? 

Yes. As soon as your case is filed, the automatic stay takes effect, which pauses foreclosure actions, wage garnishments, and most creditor lawsuits.

Is there a debt minimum required to file for bankruptcy?

No. Bankruptcy is based on whether your current financial situation is unsustainable, not on a set debt amount.

How long does bankruptcy take?

Chapter 7 cases typically conclude in four to six months. Chapter 13 repayment plans last three to five years.

Why should I choose Stiberman Law?

We have over a decade of experience helping Floridians overcome debt. Our firm provides individualized guidance, bilingual representation, and proven results, including cases where clients eliminated tens of thousands of dollars in debt.

Take the Next Step Toward Financial Relief in Coral Springs

Debt doesn’t have to control your future. The bankruptcy attorneys at Stiberman Law are ready to explain your options, protect your assets, and guide you every step of the way.

Contact Stiberman Law today to schedule your free consultation and start building a new financial beginning.