Helping you take control of your financial future.
Written By: Attorney Robert Stiberman | Updated 8/21/2025
How a Bankruptcy Lawyer in Hollywood, FL Can Support You
A bankruptcy lawyer provides individuals and families with the tools to review their finances, understand debt relief solutions, and protect their long-term financial health. At Stiberman Law, we help clients in Hollywood, Florida navigate every stage of the process with clear advice and dedicated representation.
What to Expect When Filing for Bankruptcy in Hollywood, FL
Filing bankruptcy means following federal bankruptcy laws, procedural rules, and local court requirements. For residents of Hollywood, cases are handled in the Southern District of Florida, Fort Lauderdale Division.
If your debt feels impossible to manage, bankruptcy may offer the reset you need. Here’s an overview of the process:
- Free Case Review – We begin with a no-cost evaluation of your income, debts, and property to see if bankruptcy is the right choice.
- Selecting a Bankruptcy Chapter
- Chapter 7: Eliminate unsecured debts through liquidation.
- Chapter 13: Create a repayment plan lasting 3–5 years.
- Chapter 11: Reorganize large personal or business debts.
- Preparing & Filing Your Case – Our team collects your documents, prepares the required forms, and files them electronically with the court.
- Immediate Protection (Automatic Stay) – Filing instantly halts foreclosures, garnishments, lawsuits, and creditor harassment.
- Trustee Meeting – A short meeting where we stand by your side to ensure you’re prepared.
- Debt Discharge or Repayment Completion – Depending on your chapter, debts may be erased within months or repaid through a structured plan.
Why People in Hollywood Choose Stiberman Law
- More than 12 years of experience in Florida bankruptcy law
- Hands-on guidance through every phase of the case
- Services available in English and Spanish (hablamos español)
- Exclusive focus on debt relief and financial recovery
Our mission is to reduce stress, protect what matters most, and help clients move toward financial freedom.
Learn more about our founding attorney, Robert Stiberman.
Saving a Home Through Chapter 13
A client had fallen behind on mortgage payments due to unexpected family expenses and was facing foreclosure with a sale date already set. Stiberman Law helped her file for Chapter 13 bankruptcy, which immediately stopped the foreclosure. Through the Mortgage Modification Mediation Program, we negotiated an affordable repayment plan, allowing her to keep her home and resolve her debts.
Our Legal Services for Debt Relief in Hollywood, FL
- Chapter 7 Bankruptcy: Erase unsecured debt and end creditor collection efforts
- Chapter 13 Bankruptcy: Develop a manageable repayment plan and safeguard assets
- Chapter 11 Bankruptcy: Restructure substantial debt while continuing operations
- Foreclosure Defense: Stop foreclosure and explore ways to keep your property
- Debt Consolidation: Combine multiple debts into one affordable payment
- Wage Garnishment Protection: Prevent creditors from taking money from your paycheck
Comparing Bankruptcy Options
- Chapter 7: Quick discharge of unsecured debts, though non-exempt assets may be sold. Many people keep most or all property.
- Chapter 11: Typically for businesses or high-debt individuals to reorganize under court oversight.
- Chapter 13: Known as the “wage earner’s plan,” debts are repaid over 3–5 years with remaining balances discharged at the end.
How We Simplify the Filing Process
Bankruptcy requires completing more than 20 local and federal forms. Our Hollywood team assists by:
- Identifying which documents are needed before filing
- Preparing and submitting everything electronically
- Ensuring compliance with court rules so your case progresses smoothly
Frequently Asked Questions About Bankruptcy in Hollywood, FL
1. What is the income limit for bankruptcy in Florida?
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don’t have the option of filing Chapter 7.
2. What happens when you file bankruptcy in Florida?
Upon filing a bankruptcy, an automatic stay is created, which prohibits creditors from continuing collection actions. If your wages (or tax returns) are being garnished for unpaid student loans, a bankruptcy can stop that garnishment while the automatic stay is in effect.
3. What cannot be wiped out by bankruptcies?
Special debts like child support, alimony and student loans, will not be eliminated when filing for bankruptcy. Not all debts are treated the same. The law takes some debts very seriously and these cannot be wiped out by filing for bankruptcy.
4. How much debt do you have to have to file bankruptcy in Florida?
There is no minimum amount of debt, and the maximum amount of debt you have can be flexible depending on the Chapter under which you are filing, but there are ways to determine general eligibility and if the bankruptcy process, in general, is the right decision for you.
5. What assets are exempt from bankruptcy in Florida?
The following categories of personal property (anything other than real estate) are exempt:
- Personal property up to $1,000.
- Education savings, health savings, and hurricane savings.
- Prescribed health aids.
- Prepaid medical savings account and health savings account deposits.
- Tax credits and refunds.
Find Debt Relief: Contact Stiberman Law in Hollywood, FL
If you’re struggling financially, the Hollywood bankruptcy attorneys at Stiberman Law are here to help. With over 12 years of Florida bankruptcy experience, we know how to guide you from start to finish—evaluating your eligibility, filing your petition, and protecting your rights.
Take the first step toward financial stability today. Call Stiberman Law or fill out our online form to schedule your free consultation.
Serving South Florida
We work with clients across the Miami metropolitan area and Palm Beach, including:
