Bankruptcy Attorney in Fort Lauderdale, FL
Key Takeaways for Fort Lauderdale Filers
The Challenge: Facing overwhelming debt, stress, and compliance with federal law and local rules specific to the Southern District of Florida, Fort Lauderdale Division.
Chapter 7 (Quick Relief): Eliminates most unsecured debts quickly. Debts may be discharged within months. Many people keep most or all of their property under Florida’s exemption laws.
Chapter 13 (Asset Protection): Provides a structured repayment plan lasting 3–5 years. It allows for restructuring debts and protecting assets, such as a home, from foreclosure.
The Process: Filing instantly triggers the Automatic Stay, which immediately halts foreclosures, garnishments, lawsuits, and creditor collection actions.
Bottom Line: Stiberman Law offers more than 15 years of experience dedicated exclusively to debt relief. The firm provides hands-on guidance, clear explanations, and representation available in English and Spanish (hablamos español).
Rated 5-Stars by Fort Lauderdale Residents
Your partner in finding lasting financial relief.
Written By: Attorney Robert Stiberman | Updated 8/21/2025
Why Work with a Bankruptcy Attorney in Fort Lauderdale, FL?
Facing overwhelming debt can be stressful, but you don’t have to go through it alone. A bankruptcy attorney helps by
- explaining all available debt relief options,
- preparing you for the 341 meeting of creditors.
- guiding you toward the right filing strategy, and
- protecting your financial well-being throughout the process.
At Stiberman Law, we’ve guided countless Fort Lauderdale residents through bankruptcy, providing:
- Clarity – understanding each step and what it means for you,
- Advocacy – having a strong legal partner on your side, and
- A path to a fresh financial beginning – relief from debt and a chance to reset.
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Why Fort Lauderdale Clients Choose Stiberman Law
For more than 15 years, Attorney Robert Stiberman has dedicated his practice exclusively to bankruptcy and debt relief. Our team is known for:
- Hands-on guidance through every stage of the process
- Familiar with the local rules of the Fort Lauderdale Division of the bankruptcy court.
- Experience in front of Fort Lauderdale Trustees and bankruptcy Judges Peter D. Russin and Scott M. Grossman.
- Clear explanations of your rights and options.
- Filing and court compliance handled on your behalf.
- Representation available in English and Spanish (hablamos español).
- Our office is minutes from the courthouse. Fort Lauderdale Judges require attorneys to appear in person at all hearings.
We simplify a complex process so you can focus on moving forward.
Client Success Story: A Fresh Start After $65,000 in Debt
One Fort Lauderdale client was drowning in medical expenses and high-interest credit card balances. After reviewing her situation, we filed for Chapter 7 bankruptcy. Within months, she successfully discharged about $65,000 of unsecured debt, freeing her from the financial strain and giving her the chance to rebuild her future. We are proud to helped many Fort Lauderdale residents obtain financial relief. Learn more about some of their success stories.
Learn more about Attorney Robert Stiberman.
The Bankruptcy Process in Fort Lauderdale: What to Expect
Bankruptcy in Fort Lauderdale is governed by federal law, court procedures, and local rules specific to the Southern District of Florida, Fort Lauderdale Division. While the system may seem complicated, our role is to make it straightforward and manageable.
Here’s how the process works:
STEP 1
Free Consultation
We start with a no-cost consultation where we review your income, debts, and assets to determine if bankruptcy is your best solution.
STEP 2
Choose the Right Bankruptcy Chapter
Depending on your unique circumstances, you may qualify for:
- Chapter 7: Liquidation and discharge of unsecured debts.
- Chapter 13: Repayment plan spread over 3–5 years.
- Chapter 11: Restructuring of major personal or business debt.
STEP 3
Prepare and File Your Case
We gather necessary financial records, complete the required forms, and file your case electronically with the court.
STEP 4
Automatic Protection from Creditors
Once filed, creditors must immediately stop foreclosures, garnishments, lawsuits, and collection calls.
STEP 5
Meeting of Creditors
You’ll attend a short hearing, where our attorney stands beside you to ensure you’re fully prepared.
STEP 6
Resolution
Depending on the chapter, debts may be discharged within months (Chapter 7), or you’ll follow a repayment or reorganization plan (Chapter 13 or 11).
Our mission is to protect what matters most while helping you achieve meaningful debt relief.
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Speaking to our law firm is always 100% confidental. Help is just a call away!
At Stiberman Law, Our Goal Is To Help You Complete The Process Smoothly, Protect Your Property When Possible, And Achieve The Financial Relief You Need For A Fresh Start.
Understanding the Bankruptcy Chapters
Chapter 7 Bankruptcy
Often called a “straight bankruptcy,” this option eliminates most unsecured debts. While non-exempt assets may be sold, many people keep most or all of their property under Florida’s exemption laws.
Chapter 11 Bankruptcy
Commonly used by businesses or individuals with large debts, Chapter 11 allows you to restructure obligations while staying operational. It requires a court-approved repayment or reorganization plan.
Chapter 13 Bankruptcy
Known as the “wage earner’s plan,” Chapter 13 is designed for those with steady income. It allows repayment over 3–5 years, and at the end of the plan, remaining eligible debts are discharged.
How We Simplify Bankruptcy Filings in Fort Lauderdale
Filing requires completing more than 20 federal and local forms. Errors can delay or jeopardize your case. Our legal team helps you by:
- Explaining what documents are needed before filing
- Preparing and submitting all forms electronically
- Ensuring compliance with court procedures and local rules
At Stiberman Law, we take care of the details so your case moves forward smoothly and efficiently.
Our Debt Relief Services in Fort Lauderdale, FL
We offer a full range of services tailored to the needs of individuals, families, and businesses:
Chapter 7
Chapter 13
Chapter 11
Foreclosure
Debt Consolidation
Wage garnishment
Choosing the wrong type of bankruptcy can have serious consequences, including loss of assets. That’s why we provide customized legal advice to ensure the right strategy for your financial future.
– Your experienced bankruptcy attorney
Lern More About Our Founding Attorney
Here’s a 5-star review from our client:
Facing bankruptcy was one of the most difficult times in my life, but choosing stiberman law was the best decision I made. Their professionalism, expertise, and genuine compassion set them apart. They guided me with clarity, patience, and unwavering support every step of the way. Thanks to their dedication, I achieved a result I never thought possible. I’m deeply grateful and highly recommend them to anyone in need of trustworthy representation.
Mario E.
Robert Stiberman
Frequently Asked Questions About Bankruptcy in Fort Lauderdale, FL
1. What happens when you file bankruptcy in Florida?
2. What cannot be wiped out by bankruptcies?
3. How much debt do you have to have to file bankruptcy in Florida?
4. What are the five steps in bankruptcy?
There are five main stages involved in the bankruptcy process, with several questions that may arise at each stage:
- Meet with a Licensed Insolvency Trustee.
- The trustee prepares the legal documents.
- The trustee files the documents with the government.
- The bankrupt person fulfills their obligations.
Take Control of Your Finances: Speak with Stiberman Law Today
Struggling with overwhelming debt doesn’t have to define your future. The Fort Lauderdale bankruptcy lawyers at Stiberman Law have more than a decade of dedicated experience helping Florida residents navigate the bankruptcy system. From assessing your eligibility to filing paperwork and representing you in court, our team is committed to guiding you every step of the way.
You don’t have to face creditors alone. Contact Stiberman Law by phone or fill out our secure online form to schedule your free, confidential consultation.
Visit Our Fort Lauderdale Office: Stiberman Law, P.A. 110 East Broward Boulevard, Suite 1700 Fort Lauderdale, FL 33301 (By Appointment Only)