Bankruptcy Lawyer in Fort Lauderdale: Get a Financial Fresh Start With Stiberman Law, P.A.


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  • Juan N.starstarstarstarstar5.0
    I live in Fort Lauderdale and due to a downturn in my business. I was searching for a bankruptcy attorney. Luckily I found Stiberman Law and they were excellent.
    March 19, 2024logo
  • J.C.starstarstarstarstar5.0
    I am so thankful for Robert and the whole office team. He’s the best bankruptcy attorney in Fort Lauderdale! After years of worrying and trying to keep up with all my debts, we were c Read More
    October 27, 2022logo
  • R. G.starstarstarstarstar5.0
    They assist me to file chapter 13 bankruptcy. They are very helpful. I was able to eliminate. They was able to explain to me how to file. Overall they are great. Best bankruptcy in Fort Read More
    October 27, 2021logo
  • Juan N.starstarstarstarstar5.0
    I live in Fort Lauderdale and due to a downturn in my business. I was searching for a bankruptcy attorney. Luckily I found Stiberman Law and they were excellent.
    March 19, 2024logo
  • J.C.starstarstarstarstar5.0
    I am so thankful for Robert and the whole office team. He’s the best bankruptcy attorney in Fort Lauderdale! After years of worrying and trying to keep up with all my debts, we were c Read More
    October 27, 2022logo
  • R. G.starstarstarstarstar5.0
    They assist me to file chapter 13 bankruptcy. They are very helpful. I was able to eliminate. They was able to explain to me how to file. Overall they are great. Best bankruptcy in Fort Read More
    October 27, 2021logo
  • J.R.starstarstarstarstar5.0
    Great firm!!!!!! Very good with our bankruptcy. We were able to find them in Fort Lauderdale !!!!!!!!!
    November 16, 2022logo
  • Wendy Bstarstarstarstarstar5.0
    Top Bankruptcy Attorney in Fort Lauderdale!!!
    September 14, 2021logo
  • A.C.starstarstarstarstar5.0
    I was searching for a great Fort Lauderdale bankruptcy lawyer. Stiberman Law did not disappoint! The entire staff at their law firm made this overwhelming process simple and care free. Read More
    August 20, 2021logo

Facing financial turmoil can be like standing in the middle of a relentless storm; for many in Fort Lauderdale, the path to solace often leads through the arduous process of bankruptcy.

Have you ever wondered what it would be like to erase your debts and begin anew with a clean financial slate? Bankruptcy can be that pivotal chapter in your life where you get to hit the reset button on your finances, but the right legal guidance can help you through the process.

Choosing a bankruptcy lawyer in Fort Lauderdale is a critical decision that can either facilitate a smoother financial recovery or lead to further legal entanglement. Stiberman Law, P.A., comes into play here, offering insight into the intricacies of bankruptcy law complemented by a dedication to the welfare of our clients. 

We understand that bankruptcy is not just a legal proceeding; it’s a personal turning point. It’s about regaining your financial independence and securing a debt-free future. With Stiberman Law, P.A., you choose a team that prioritizes your financial well-being and provides the tools to regain control over your economic destiny.

A free consultation with us could mark the beginning of your journey back to financial health and stability, a journey that you do not have to navigate alone.

Understanding Bankruptcy

“Bankruptcy” is a word that may conjure images of failure, but is it the end or the beginning of a fresh financial start? 

Imagine the weight of insurmountable debt lifting. Can one really start anew financially? Yes, bankruptcy can be a bridge to solvency despite popular misconceptions that it is a financial dead end.

Bankruptcy is categorized by “Chapters.” More information on “Chapters” is available on the US Courts or the Department of Justice website under Overview of Bankruptcy Chapters.

When debt spirals out of control, two primary forms beckon: Chapter 7 and Chapter 13. The former offers a liquidation option for those who qualify, effectively dissolving unsecured debts. The latter crafts a plan to reorganize and repay debts over time. Each path has distinct prerequisites and outcomes. Here’s a quick summary: 

  • Chapter 7 Bankruptcy:
    • Liquidation of assets
    • Bankruptcy Means Test qualification
    • Exemptions for certain assets

In Florida, particular assets may be shielded from liquidation, allowing the retainment of vital property; knowing your rights and exemptions is crucial.

  • Chapter 13 Bankruptcy:
    • Structured repayment plan
    • Court approval required
    • Plan duration typically spans three to five years

Understanding these options through informed counseling is pivotal. How feasible is your repayment strategy? Is there resilience to overcome the presumption of abuse in bankruptcy?

At Stiberman Law, P.A., we provide insight into these alternatives and can guide you through the bankruptcy process. With clear advice, we assist in evaluating which chapter aligns with your specific situation. Whether it’s handling the labyrinth of liquidation or devising a repayment plan under Chapter 13, our role is to smoothen the journey towards financial recovery.

As we navigate these choices, it’s crucial to understand the intricacies involved. Are you eligible for Chapter 7’s swift discharge or suited to Chapter 13’s structured resolution? 

Explore the details with us. Together, we can craft a roadmap so you can reach a financial resolution, and we’ll explore ways your assets can receive protection in the Sunshine State through Florida’s exemptions and procedures rules. 

With us, bankruptcy is not an end; it can be a doorway to financial stability.

The Bankruptcy Process: How It Works and What to Expect

The journey through bankruptcy is a structured one, leading to a fresh financial start. It begins with gathering comprehensive details of your financial situation; debts, assets, income, and expenses are meticulously accounted for. We then prepare and file the necessary legal documents with the bankruptcy court, a fundamental step in triggering the automatic stay, which halts most collection activities against you.

A critical aspect of this process is understanding the legal requirements. This includes schedules, statements, and a means test if you decided to file for Chapter 7 bankruptcy. It’s vital to ensure every document submitted is accurate to avoid potential complications or even dismissal of your case. Also, attending the 341 meeting, where creditors will ask you questions, is mandatory.

Our role is to guide and advocate for you throughout the process, from counseling to the creditors’ meeting. The success of your case heavily depends on the meticulous preparation beforehand, where we compile and verify every bit of information that represents your financial reality.

Once all procedures are completed, and if everything is in order, you can expect to receive a discharge, effectively releasing you from personal responsibility for certain types of debt.

Completing the filing without seasoned legal representation can be overwhelming, considering the maze of forms and legal intricacies. That’s where experienced bankruptcy attorneys play a crucial role; they provide clarity throughout the path and work to secure the best possible outcome for your financial future.

Life After Bankruptcy

Imagine breaking free from the weight of debt and reaching financial liberation. We believe bankruptcy can be a reset, a valuable opportunity to regroup and rebuild. 

But what does this reconstruction look like?

We recognize that managing one’s finances post-bankruptcy is a journey that requires patience and strategic planning. It’s vital to embrace new financial habits and maintain a budget that accounts for one’s current economic reality. Facing this challenge can empower us with financial discipline that lasts a lifetime.

Rebuilding credit is often a primary concern. We approach this task methodically by:

  • Getting a secured credit card that you can use for minor purchases and paying the balance in full every month.
  • Paying bills on time; this simple practice is a key factor in improving credit scores.
  • Planning and saving for the future. Establishing an emergency fund to avoid falling into old debt traps.
  • Monitoring credit reports and checking for errors or signs of identity theft.

Taking these steps can pave the way to a brighter financial future. The long-term benefits of a well-navigated bankruptcy can be vast. Individuals can regain control of their finances, sometimes even find improved job prospects without the burden of overwhelming debt, and experience fewer stress-related illnesses, as noted by studies shared by the US National Library of Medicine

Our team in Fort Lauderdale is well-versed in guiding clients through this transformation. Living after bankruptcy might challenge us, but it can also unveil unexpected opportunities for growth and financial stability.

Why Choose Stiberman Law, P.A.

Is financial freedom merely a distant dream when grappling with bankruptcy? At Stiberman Law, P.A., we see it as a tangible reality. With over two decades of dedicated legal service, our firm is ready to help those overwhelmed by debt in Fort Lauderdale. Our experience isn’t just measured by our 22+ years of experience but by the countless individuals and businesses we’ve guided towards a fresh start, as detailed in our clients’ testimonials.

We understand that the decision to file for bankruptcy is not made lightly. That’s why personalized strategies are at the core of our practice. We do not believe in one-size-fits-all solutions. Each client’s financial scenario is unique, and we’re committed to crafting a legal approach tailored to your specific needs and goals.

Are you curious about your options? We’re here to illuminate the path to financial recovery. Choosing the right bankruptcy lawyer in Fort Lauderdale can make all the difference in your case. 

We encourage you to contact Stiberman Law, P.A., for a detailed free consultation. Together, we’ll explore how we can turn your challenges into a blueprint for financial stability.


Our Legal Services

In addition to helping our clients file for Chapter 7 or Chapter 13 bankruptcy, our bankruptcy attorneys in Fort Lauderdale provide comprehensive debt relief solutions for you and your family.

Debt Consolidation
in Fort Lauderdale, Fl

Our experienced bankruptcy lawyers are trusted as some of the best resources for debt consolidation in Fort Lauderdale. Let our debt consolidation attorneys help you restructure your debts and find a manageable repayment plan. Debt consolidation is a way to reduce interest rates and consolidate payments without filing for bankruptcy.

Wage Garnishment
in Fort Lauderdale, Fl

Don’t let debt collectors take your hard-earned wages. Wage garnishment is when a court orders a person’s employer to withhold their earnings to repay their debt. Let our wage garnishment lawyers fight for you to keep your paycheck! Our bankruptcy attorneys will work with you to stop wage garnishment so you can get back on track before getting cut off.

Student Loans
in Fort Lauderdale, Fl

You don’t have to struggle to make student loan payments. Our student loan lawyers can help you find the best solution for your student loan debt. Let us help you build a manageable student loan repayment plan that works for you. Our experienced Florida law firm is a trusted resource for helping manage your debt.

in Fort Lauderdale, Fl

Are you overwhelmed with finances and behind on your mortgage? Even if you’ve missed mortgage payments and are struggling to catch up, our foreclosure defense attorneys can help you reset missed payments or extend the foreclosure process to help you move forward. Don’t let creditors take your home. Contact our foreclosure attorneys in Florida.

Explore Your Options with a Top Rated Bankruptcy Lawyer

We invite you to speak with one of our bankruptcy attorneys if you’re considering bankruptcy. The no-commitment consultation is free.

Fort Lauderdale bankruptcy attorney Robert Stiberman explaining bankruptcy.

Get Expert Help with Financial Stress: Choose Stiberman Law

Stiberman Law, a trusted and experienced bankruptcy law firm in Fort Lauderdale, has served clients in the area since 2007. Our team of bankruptcy attorneys is committed to helping individuals and businesses regain control of their finances through debt relief solutions, legal advice, representation in court, handling of complex paperwork, and financial planning for a fresh start. Our thorough approach ensures a seamless debt relief and bankruptcy filing process from start to finish.

Filing for bankruptcy can be daunting and overwhelming, but with Stiberman Law, you can have peace of mind knowing you’re in good hands. We understand the financial stress and concerns you may have about the cost of filing for bankruptcy. That’s why we offer a free consultation, $0 down bankruptcies, and flexible payment options to make the process as stress-free as possible for you. You can focus on getting back on your feet with Stiberman Law.

Serving South FL

From our office in Fort Lauderdale, we represent clients throughout Broward county in Coconut Creek, Cooper CityCoral Springs, Dania, Dania Beach, DavieDeerfield BeachFort Lauderdale, Hallandale, Hallandale Beach, Hillsboro Beach, Hollywood, Lauderdale Lakes, Lauderhill, MargateMiramar, North Lauderdale, Lighthouse Point, Oakland Park, Parkland, Pembroke Park, Pembroke Pines, PlantationPompano Beach, Southwest, Ranches, SunriseTamarac, West Park, Weston, and Wilton Manors.

We also work with clients across the Miami metropolitan area and Palm Beach, including:

Nearby City Guides:

Fort Lauderdale, Florida Bankruptcy Guide (2022) 

Miami, Florida Bankruptcy Guide (2022)

West Palm Beach, Florida Bankruptcy Guide (2022)

Insights from Our Fort Lauderdale Bankruptcy Lawyer: Recent Social Media Posts on Bankruptcy Filing, Chapters 7 and 13, Debt Elimination, and More

This section features social media posts from our experienced Fort Lauderdale bankruptcy lawyer, Robert Stiberman. Through these posts, Attorney Stiberman shares his insights on different bankruptcy types, filing for bankruptcy, and bankruptcy filing statistics. He also provides helpful information for those looking to file Chapter 7 or Chapter 13 bankruptcy, including details on what counts as proof of income.

Posted March 1, 2023 – Bankruptcy attorney Robert Stiberman discusses Chapter 7 bankruptcy.

Posted February 16, 2023 – Ft Lauderdale Law bankruptcy law firm helps client eliminate $65,000 in debt.

Posted February 14, 2023 – Bankruptcy attorney Robert Stiberman discusses filing for bankruptcy.

Posted November 14, 2022 – Fort Lauderdale bankruptcy lawyer discusses bankruptcy filing statistics.

Posted October 31, 2022 – Fort Lauderdale Bankruptcy Attorney Robert Stiberman discusses the different bankruptcy types. 

Posted July 29, 2022 – Looking to file Chapter 7 Bankruptcy in Fort Lauderdale and need proof of income, but not sure what counts?

Posted July 17, 2022 – Robert Stiberman discusses Chapter 13 bankruptcy.

Personal Bankruptcy FAQ

Chapter 7 Bankruptcy FAQ

Your Trusted Fort Lauderdale Bankruptcy Lawyer

Trusted Fort Lauderdale Florida Bankruptcy Lawyer Robert Stiberman

Founded by Attorney Robert A. Stiberman, Stiberman Law focuses exclusively on personal bankruptcy work, specializing in chapter 13 and 7 cases. Choosing a law firm to represent you is an important decision. Robert Stiberman is a licensed Florida attorney and has been a member in good standing of the Florida bar since 1998. He is admitted to practice in the United States District Court for the SouthernMiddle, and Northern Districts of Florida. Having represented more than 1700 Florida bankruptcy clients, Robert is an experienced bankruptcy attorney with over 13 years of experience in consumer Chapter 7 and Chapter 13 cases. He regularly practices in the MiamiFort Lauderdale, and West Palm Beach Divisions of the Bankruptcy Court.

He began his career as a volunteer attorney in the Miami-Dade Public Defender’s Office. In 2007 he founded Stiberman Law, P.A. Robert earned his Juris Doctorate Degree from the University of Miami School of Law in 1996. He is passionate about helping consumers obtain debt relief and actively handles all bankruptcy matters from filing to discharge.

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Related Articles:

Here are some related articles about bankruptcy proceedings and resources available in Fort Lauderdale, Florida.

Understanding the 341 Meeting of Creditors in Fort Lauderdale’s Bankruptcy Court

Fort Lauderdale Bankruptcy Division Judges: Scott M. Grossman and Peter D. Russin

Fort Lauderdale Division Bankruptcy Trustees: Roles and Responsibilities

Fort Lauderdale Bankruptcy Statistics: Trends in Chapter 7 and Chapter 13 Filings from 2019 to 2022

Free Legal Aid for Fort Lauderdale, FL Residents: Where to Find Help and Advice

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