Call us: (954) 922-2283

Florida Bankruptcy Attorney.

Helping clients across Florida achieve financial freedom, since 1998.
Free Consultation
  • 22+ Years Of Experience

    More than a decade of experience handling complex bankruptcy filings in Florida.

  • Free Initial Consultation

    Get real answers to your Florida bankruptcy questions so you can make fully informed decisions.

  • 100+ 5 Star Reviews

    You don’t have to take our word for it. Our clients rave about the speed and quality of our work.

The right bankruptcy lawyer can make all the difference.

Filing for bankruptcy in Florida can be a challenging process. You’re already dealing with financial stress. Our team is focused on making your life easier starting today.

We aren’t here to judge. Our team of bankruptcy experts know that families fall into hard times for a variety of reasons. We’re here to help you choose the best options to accomplish your goals. We’ve helped hundreds of other families free themselves of burdensome debt. Isn’t it time to find a solution that gives you and your family the financial future you deserve? You don’t have to figure this out on your own. Stiberman Law is here to help with all of the heavy lifting.

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You need someone in your corner that understands all of the legal avenues for dealing with overwhelming debt. We have extensive experience handling Chapter 7, 11 and 13 bankruptcies in Florida. If your home is at risk of foreclosure, we can stop the bank their tracks. We can also help you better manage your student loan debt. In most cases student loan debt cannot be discharged in bankruptcy. However, our dedication to helping families prosper means that we’ve developed unique strategies to help you manage all of your debt.

Are collection agencies blowing up your phone? Is your mailbox full of past due notices and threatening letters? We know that struggling with debt can negatively impact every facet of your life. The leading cause of divorce in Florida is financial difficulties. You don’t need this in your life. You need to speak with a compassionate team of Florida debt consolidation experts. Our local experience means that we can relate to exactly where you’re coming from. We understand the process inside and out. Let’s work together to kick burdensome debt to the curb.

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We will fight for you.

“Through my many years of practicing bankruptcy law, I’ve seen just how stressful, both emotionally and financially getting out of debt can be. My law firm was started to help you and your family navigate the complexities of the bankruptcy code and achieve the freedom you deserve.”

Robert Stiberman

Handling all areas of bankruptcy law, and more.

Robert Stiberman is a top rated Bankruptcy attorney serving Miami Dade, Broward, and Palm Beach counties in Florida. Find out how to file for Bankruptcy, how much does Bankruptcy costs, including $0 down bankruptcies and whether Chapter 7 or 13 is right for you. We’ll evaluate if you pass the means test as well as the differences between Chapter 7 and Chapter 13 Bankruptcy. Life doesn’t always go according to plan. We understand how easy it is to get in over your head. It’s not the end of the world. Bankruptcy might be your best option. Many of our clients were in the same situation. We were able to provide them with the financial planning and legal assistance they needed to dig out and get on with their life. It will get better.

What Our Clients Say About Us

  • Home, saved from foreclosure!

    I came to Robert’s office less than 3 months ago ready to give it one last try at saving my house. The bank had denied me several times for a modification, and I was at the brink of having my home of 10 years foreclosed. Robert advised me that as a result of my new job I would be able to reapply for a loan modification since in the past the bank had denied me because I didn’t have enough income. I felt so comfortable in the way he fully explained the process an...

    Foreclosure Defense

  • Debt free.

    We had a wonderful experience. We were very well instructed of what we were doing and every part of our bankruptcy process. Attorney Stiberman was very calm and collected, knew exactly what he was supposed to do and that put us at ease when we had to go to court. We had had terrible experiences with attorneys in the past but this was completely different experience. I highly recommend this office and I’m so thankful for their help! We are Finally debt free

    Bankruptcy Client

  • Mortgage, saved from foreclosure.

    I was referred by a friend who had used their services before. I met with Robert at his office and had a list of questions for him. I wanted to know about Chapter 11 and 7. Robert greeted me asked me a few questions to evaluate my case, went through all my questions and gave me his recommendation. I had met with other attorneys but none of them had the patience to sit down with me and explain the bankruptcy process. We also discussed alternatives to Bankruptcy and ...

    Foreclosure Defense

  • Debt Free, Mortgage Saved.

    It’s a great feeling to be debt free & have my house!!. Not all attorneys are created equal and now that I’m almost done, I’m happy to share my experience! I came to Robert’s office after my own mother was trying to foreclose and take away my home. I thought I had no way out since I had gone to other attorneys who didn’t help me get out of the mess I was in. But Robert reviewed my case and told me Chapter 13 Bankruptcy was the best way to make sure I ...

    Bankruptcy Client

  • Out of debt.

    When I first called Stiberman Law office i was in a lot of debt. From the beginning they gave me confidence that i could get back on my feet financially and I DID !!! I went through a chapter 7 and my process was very smooth. They were always in constant communication with me and are very professional in all aspects. I would recommend this law firm to anyone considering filing for bankruptcy and feel helpless as i did. 100% recommended.

    Bankruptcy Client

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Why Choose Stiberman Law?

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    We do all the work for you

    We understand that your situation has already caused you enough stress. This is why we train our staff on a daily basis to assist you in the following:

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    We complete all the paperwork

    Your Bankruptcy is driven by documentation. We will handle every aspect of what the court requires to prepare your bankruptcy documentation.

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    We request your tax transcripts

    You may be required to provide tax returns to the Bankruptcy court. We know tax transcripts are often misplaced, lost and usually a pain to reproduce.

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    We attend all your court hearings

    There is a possibility that you may have several court hearings depending on how complicated your case may be. We have the resources to attend all court hearings.

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    We obtain same-day credit reports

    Obtaining an accurate credit report is essential to your bankruptcy. Any creditors that are missed can cost you additional fees to add after the initial filing.

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    Our outstanding service

    We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.Stiberman Law, P.A. 954-922-2283. We are a debt relief agency.

Stiberman Law Firm

Florida Bankruptcy Lawyers

We represent clients throughout Florida.

Frequently Asked Questions

Bankruptcy is an important tool available to people in Florida that are struggling with debt. Many people end up in debt due to expensive medical bills or accidents. The U.S. government created federal bankruptcy courts to provide borrowers and lenders with a way to resolve financial challenges.

There are multiple types of bankruptcy. They’re referred to by their corresponding Chapter in the U.S. Bankruptcy Code.

Filing for bankruptcy in Florida is a difficult decision to make. It means that you are experiencing extreme financial difficulties and you do not believe you are capable of paying off everything you owe without some relief.

Many people in Florida find themselves declaring bankruptcy due to medical bills or a business failure. A major illness should not mean that you are financially destitute for the remainder of your life. If your company runs into difficult times, you need a strategy to be able to rebuild and achieve financial security for your family.

If filing for bankruptcy is an option you’d like to explore, we invite you to contact the Florida bankruptcy experts at Stiberman Law. Our compassionate team is here to support you in understanding your options and executing a plan to help you reset your finances.

Every individual and corporation in the United States has access to the bankruptcy court. Chapter 7 bankruptcy is available to individuals that pass a two-part means test. This test looks at your income in relation to the size of your family and the total debts that you owe.

Chapter 11 bankruptcy is typically used by companies in Florida to restructure their debt. Individuals in Florida may be eligible to file for Chapter 11 in Florida if their secured and unsecured debts exceed the limits set forth for a Chapter 13 filing, and they wish to reorganize their debts instead of liquidating them in a Chapter 7 filing.

Chapter 13 bankruptcy is available to established Florida residents that have a level of regular income that will allow them to make payments towards their debts. Their total unsecured debt must be lower than $383,175. Their total secured debt must be lower than $1,149,525.

Filing for Chapter 13 bankruptcy in Florida means that the borrower wishes to reorganize or restructure their debts with their creditors. One of the key features is that it allows homeowners to catch-up on their mortgage payments, completely stopping a foreclosure. There are limitations to the amount of debt a borrower can have when they file for Chapter 13 bankruptcy.

We invite you to learn more about Chapter 13 bankruptcies by scheduling a free consultation with an experienced Florida bankruptcy attorney from Stiberman Law.

Filing for Chapter 7 bankruptcy in Florida is the fastest and cheapest way to get a fresh start on your finances. Borrowers will need to pass a means test – based on your income, the size of your family and your disposable income. This type of bankruptcy filing allows you to protect your exempt assets, which may include your home and your vehicle, as well as your pension. Other non-exempt assets will be liquidated. The proceeds will be used to satisfy your creditors.

You can learn more about Chapter 7 bankruptcy by scheduling a free consultation with a Florida Chapter 7 bankruptcy lawyer from Stiberman Law.

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Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.

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    Robert A. Stiberman

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