Helping clients across Florida achieve financial freedom, since 1998.
Robert Stiberman is a top rated bankruptcy lawyer serving in South Florida. His law firm, Stiberman Law, is comprised of a team of experienced bankruptcy lawyers with a proven track record of working in the law industry.
Are you struggling to pay your bills? Have you experienced an unexpected setback? If you are struggling with multiple types of debt (credit cards, car loans, medical bills, etc.), filing for Bankruptcy could make sense. Our bankruptcy attorneys have helped people just like you develop a plan to deal with debt and rebuild their lives, finances and businesses.
We provide results within 24 hours and can answer all your questions in both English and Spanish. Call (954) 922-2283 to know more.
Robert A. Stiberman. Attorney with over 20 years of experience in bankruptcy law.
The right bankruptcy lawyer can make all the difference.
Filing for bankruptcy in Florida can be a challenging process. You’re already dealing with financial stress. Our team is focused on making your life easier starting today.
We aren’t here to judge. Our team of bankruptcy experts know that families fall into hard times for a variety of reasons. We’re here to help you choose the best options to accomplish your goals. We’ve helped hundreds of other families free themselves of burdensome debt. Isn’t it time to find a solution that gives you and your family the financial future you deserve? You don’t have to figure this out on your own. Stiberman Law is here to help with all of the heavy lifting.
You need someone in your corner that understands all of the legal avenues for dealing with overwhelming debt. We have extensive experience handling Chapter 7, 11 and 13 bankruptcies in Florida. If your home is at risk of foreclosure, we can stop the bank their tracks. We can also help you better manage your student loan debt. In most cases student loan debt cannot be discharged in bankruptcy. However, our dedication to helping families prosper means that we’ve developed unique strategies to help you manage all of your debt.
Are collection agencies blowing up your phone? Is your mailbox full of past due notices and threatening letters? We know that struggling with debt can negatively impact every facet of your life. The leading cause of divorce in Florida is financial difficulties. You don’t need this in your life. You need to speak with a compassionate team of Florida debt consolidation experts. Our local experience means that we can relate to exactly where you’re coming from. We understand the process inside and out. Let’s work together to kick burdensome debt to the curb.
Here’s what sets us apart:
22 Plus Years Of Experience
100+ Five Star Reviews
Affordable Payment Plans
Experienced and Professional Staff
$0 Down Options
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Schedule a free consultation by filling out the form below or Call us (954) 922-2283
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Saturday 9:00 am to 6:00 pm
Speaking to our law firm is always 100% confidential.
If you’re considering Bankruptcy, you need to speak with our Bankruptcy attorneys. The consultation is completely free.
We Can Help You To
Robert Stiberman is a top rated Bankruptcy attorney serving Miami Dade, Broward, and Palm Beach counties in Florida. Find out how to file for Bankruptcy, how much does Bankruptcy costs, including $0 down bankruptcies and whether Chapter 7 or 13 is right for you. We’ll evaluate if you pass the means test as well as the differences between Chapter 7 and Chapter 13 Bankruptcy. Life doesn’t always go according to plan. We understand how easy it is to get in over your head. It’s not the end of the world. Bankruptcy might be your best option. Many of our clients were in the same situation. We were able to provide them with the financial planning and legal assistance they needed to dig out and get on with their life. It will get better.
You may not have to file for Bankruptcy. We can help you explore and understand all the options available to you. If you decide to file for bankruptcy in Hollywood, we will help you through the entire process.
Find out how to file for Florida Bankruptcy, how much does Bankruptcy costs, including $0 down bankruptcies and whether Chapter 7 or 13 is right for you. We’ll evaluate if you pass the means test as well as the differences between Chapter 7 and Chapter 13 Bankruptcy.
If you’re considering bankruptcy, contact us. We will take the time to explain your options so that you can make the right choice for you and your family.
Why Choose Stiberman Law?
Are you thinking,
We can help you. We understand the importance of being close to you, which is why our bankruptcy law firm have offices located throughout South Florida.
What Our Clients Say About Us
Stiberman Law Firm
We represent clients throughout South Florida.
If you’re considering Bankruptcy, contact us. An experienced Florida Bankruptcy lawyer at Stiberman Law can speak with you today about your situation and can discuss your options with you. The consultation is completely free.
Frequently Asked Questions
Bankruptcy is an important tool available to people in Florida that are struggling with debt. Many people end up in debt due to expensive medical bills or accidents. The U.S. government created federal bankruptcy courts to provide borrowers and lenders with a way to resolve financial challenges.
There are multiple types of bankruptcy. They’re referred to by their corresponding Chapter in the U.S. Bankruptcy Code.
Filing for bankruptcy in Florida is a difficult decision to make. It means that you are experiencing extreme financial difficulties and you do not believe you are capable of paying off everything you owe without some relief.
Many people in Florida find themselves declaring bankruptcy due to medical bills or a business failure. A major illness should not mean that you are financially destitute for the remainder of your life. If your company runs into difficult times, you need a strategy to be able to rebuild and achieve financial security for your family.
If filing for bankruptcy is an option you’d like to explore, we invite you to contact the Florida bankruptcy experts at Stiberman Law. Our compassionate team is here to support you in understanding your options and executing a plan to help you reset your finances.
Every individual and corporation in the United States has access to the bankruptcy court. Chapter 7 bankruptcy is available to individuals that pass a two-part means test. This test looks at your income in relation to the size of your family and the total debts that you owe.
Chapter 11 bankruptcy is typically used by companies in Florida to restructure their debt. Individuals in Florida may be eligible to file for Chapter 11 in Florida if their secured and unsecured debts exceed the limits set forth for a Chapter 13 filing, and they wish to reorganize their debts instead of liquidating them in a Chapter 7 filing.
Chapter 13 bankruptcy is available to established Florida residents that have a level of regular income that will allow them to make payments towards their debts. Their total unsecured debt must be lower than $383,175. Their total secured debt must be lower than $1,149,525.
A bankruptcy attorney is a licensed attorney admitted and permitted to practice in Federal Court in the district where the Bankruptcy is filed. A bankruptcy lawyer can represent Debtors and Creditors in Consumer and Business Bankruptcies.
A bankruptcy attorney will advise a client on the advantages and disadvantages of filing bankruptcy and whether Bankruptcy is recommended based on the Clients particular situation. Your bankruptcy attorney will discuss the different types of bankruptcy and a recommendation as to which Chapter is best. A bankruptcy attorney will review a client’s financial information including assets and liabilities and prepare and file the bankruptcy petition and schedules. Usually within 30 days of filing, your Bankruptcy attorney will accompany you, the Debtor, to the section 341 meeting of Creditors, and attend necessary court hearings.
A bankruptcy lawyer will discuss your financial situation, your goals, and help you determine the best course of action. You will be provided a list of required bankruptcy paperwork, information on required credit counseling courses, and other requirements based on your particulars. The bankruptcy attorney will conduct a Means Test to determine whether you have disposable income to pay your debts, prepare you Bankruptcy petition and schedules, answer any questions you may have, and file your Bankruptcy petition. After the case is filed, the Bankruptcy attorney will attend (with you) the section 341 Meeting of Creditors, attend required court hearings, and represent you throughout your case. Please note that is not an exhaustive list of services provided but rather a summary.
Experience matters as with any field of law. Bankruptcy has its unique set of rules and procedures which must be adhered to avoid costly financial mistakes and procedural pitfalls. Filing for Bankruptcy requires listing all your assets and all of your debts, which exemptions you intend to use to protect those assets, and how you are seeking to deal with the Debt. A Bankruptcy attorney can help you navigate the complexities of bankruptcy including what protections or exemptions may be available to protect your property and how to deal with debt secured by an asset. In addition, a bankruptcy attorney will advise of ongoing requirements and file all required paperwork in accordance with court guidelines to avoid an a dismissal of your case.
Most Bankruptcy attorneys offer an initial free consultation to discuss your situation as well as any fees and costs involved. Since most people seeking bankruptcy assistance are in financial distress, at Stiberman Law our fees are reasonable, we offer payment plans where possible as well as no money down bankruptcies. Chapter 7 Bankruptcy attorney fees in South Florida range from $1000 to $3500 depending on the complexity of the case. Chapter 13 Bankruptcy attorney fees are typically paid in the bankruptcy plan.
In consumer cases the short answer is that you are not obligated to have an attorney to file for Bankruptcy. A bankruptcy attorney is recommended to advice and guide you throughout the bankruptcy and help you avoid costly financial pitfalls, including the possible loss of assets.
In many instances you can file for Bankruptcy with no money down. Since most people seeking bankruptcy assistance are in financial distress, at Stiberman Law we offer no money down bankruptcies where possible as well as payment plans.
Florida is one of the best states to file for Bankruptcy due to its strong laws protecting consumers and assets. Even though Bankruptcy is Federal Law, Florida law applies when it comes to exemptions or protections. One of the most important exemptions is the Florida homestead exemption which protects a Debtor’s primary residence from creditors where the Debtor has lived in Florida for more than 3 years and has owned the property for at least 1215 days prior to the Bankruptcy filing.
A local Bankruptcy attorney who practices in your jurisdiction in Florida will be familiar with Local Rules. This will assist avoiding cases being dismissed for improper processes or failure to follow local guidelines. You always want to step into court with your best foot forward. An experienced local bankruptcy attorney will have a better grasp of the local requirements.
If you are facing a large amount of debt, you need to speak with a Florida Bankruptcy attorney at Stiberman Law. The consultation is completely free.
Choose Stiberman Law
If you need filing for Bankruptcy in South Florida, our experienced attorneys can help you.
22+ Years Of Experience
More than a decade of experience handling complex bankruptcy filings in Florida.
Free Initial Consultation
Get real answers to your Florida bankruptcy questions so you can make fully informed decisions.
100+ 5 Star Reviews
You don’t have to take our word for it. Our clients rave about the speed and quality of our work.
You need someone in your corner that knows exactly how to help. Robert A. Stiberman, Esq. founded our firm to deliver results for individuals and families struggling with debt. There are bad organizations out there that take advantage of struggling people. We’ve seen how easy it is for borrowers to fall behind. And we’ve been able to help them create a better future.
Stiberman has dedicated his life’s work to helping victims. This first manifested itself with a dedication to help those that couldn’t afford an attorney, during his time with the Miami Dade Public Defender’s office. That experience led him to work in a real estate law firm in South Florida. He witnessed how easy it was for a bad deal to cause a lifetime of harm to a family’s finances. That’s why, over a decade ago, Stiberman chose to build Stiberman Law, a bankruptcy and debt consolidation law firm focused on helping Florida borrowers create a realistic plan to rebuild their financial future. One bad decision shouldn’t mean a lifetime of struggle. The choice to hire a Florida bankruptcy attorney is one of the most important decisions you’ll make in your life. It has the potential to set you up for future success.
When struggling families reach out for help, we provide solutions. This isn’t a one-size-fits-all law firm. We listen and then present the best solution based on our experience.
Many debt relief organizations will tell you that all you need to do is follow a simple program to achieve your financial goals. We know that the answer is more complex than that. Our process starts with a free, no-obligation phone call. We’ll schedule a time for you to come in and speak with a Florida debt relief lawyer with experience handling situations like yours. We’ll answer your questions and work together to find the best solution.
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Schedule a Free Consultation with a Bankruptcy Lawyer
We can help you find the best solution for you and your family. You can talk with a Hollywood Bankruptcy lawyer for free by calling our compassionate team today. We’re standing by to help.
Meet Robert Stiberman
Founded by Attorney Robert A. Stiberman, Stiberman Law focuses exclusively on personal bankruptcy work, specializing in chapter 13 and chapter 7 cases. Our friendly, professional staff and attorneys have the knowledge and experience to answer your questions and to help you avoid any potential pitfalls in the bankruptcy process. Since our inception, we have striven to help as many people as possible achieve a brighter financial future. We are thankful for the opportunity to provide much needed assistance to those community members who are unable to obtain it for themselves. Smart choices today can help you realize the future you deserve.
Choosing a law firm to represent you is an important decision. I was admitted to The Florida Bar in 1998 after graduating from the University Of Miami School Of Law in 1996. I began my legal career as a volunteer attorney in the Miami Dade Public Defenders Office. I also worked as an associate for a firm in South Florida that handles real estate related matters. In 2007 I opened my own law practice and in 2009 I began to represent clients in Bankruptcy matters. I am admitted to the United States District Court for the Middle and Southern District of Florida. I invite you to compare my qualifications and experience to those of other attorneys you might be considering.
Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.
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