by web | Sep 11, 2025 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
At a Glance There’s no “cancel button”: You can dismiss a case, convert it to a different chapter, or let the court dismiss it for non-compliance—each path has tradeoffs.Chapter 13: Debtors generally may file a notice of voluntary dismissal (11 U.S.C. § 1307(b)), but...
by web | Sep 9, 2025 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
At a Glance Money judgments vs. judicial liens in Florida: Bankruptcy usually wipes your personal duty to pay most money judgments. But a recorded judicial lien can still attach to property until it’s removed. If the lien cuts into a valid Florida exemption (including...
by web | Sep 5, 2025 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Finances
At a Glance The Challenge: Paying for a lawyer while in debt feels impossible. Chapter 7: Attorneys usually charge a flat fee before filing, but many offer installment plans. Chapter 13: Fees are often built into the repayment plan, so little or no money may be...
by web | Sep 3, 2025 | Bankruptcy, Car, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Quick summary ⚡ Can my car be repossessed? If you missed a payment, you are likely worried someone will come an take it. The short answer is, but you may have options to prevent it.What are their limits in Florida? A repossession agent cannot “breach the...
by web | Aug 29, 2025 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Key Takeaways ➡️ For most Florida bankruptcy cases, you will not go to a traditional courtroom or see a judge. ➡️ Your only mandatory appearance is a brief “341 Meeting of Creditors”, which is typically held remotely by phone or video. ➡️ Your attorney...
by web | Aug 26, 2025 | Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Home, Job
Quick summary ⚡ Yes, bankruptcy immediately stops most debt collection lawsuits. Criminal cases and family court continue. You usually don’t need to appear for stopped lawsuits, but must notify the court you filed bankruptcy. Even last-minute filings work...