Boca Raton Chapter 13 Bankruptcy attorney

Our Chapter 13 Bankruptcy Attorneys in Boca Raton Can Help You.

Top Rated Bankruptcy Attorney - Google Reviews

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CALL (954) 922-2283

Chapter 13 Bankruptcy Lawyer in Boca Raton

Chapter 13 Bankruptcy helped our Boca Raton client reduce their mortgage debt from $105K to $40K on their investment property and discharge all their credit card debts

We have the necessary knowhow and experience. Through Chapter 13 Bankruptcies, our law firm has helped many clients in the Boca Raton area to resolve their unsecured debt and save their homes. For example, by filing a Chapter 13 Bankruptcy, one of our clients was able to save both their homestead property and investment property located in Boca Raton, FL from a foreclosure sale. Our law firm filed a Chapter 13 Bankruptcy for our client so that our client could participate in the Mortgage Modification Mediation Program (MMM) and as a result our law firm was able to obtain an affordable mortgage payment for our client in their homestead property. Call (954) 922-2283 to Schedule a Free Consultation.

What is a Chapter 13 Bankruptcy?

If you have some assets, Chapter 13 is usually the best route. Different than Chapter 7, the Trustee will not seek to liquidate or sell your assets. It discharges the same debt as a Chapter 7 and involves a 36 or 60 month reorganization period.

Piece of mind is a phone call away.

Your Trusted Boca Chapter 13 Bankruptcy Lawyer

Robert Stiberman is a a highly regarded Chapter 13 lawyer serving Boca Raton. Stiberman Law, has the skillset to tackle your Chapter 13 Bankruptcy case.

22+ Years Of Experience

Experience that counts.

Free Initial Consultation

You will feel comfortable and informed.

100+
5 Star Reviews

We pride ourselves in our work.

$0 Down Options

Payment Plans

Se Habla Español

How can we help resolve your debt issues?

Rest assured, will discuss how Bankruptcy can immediately stop foreclosures, Wage Garnishment, and other lawsuits and Collections - We can file same day when necessary.

Solutions that last - A discharge of the debt stops a creditor from ever collecting on the same debt.

An attorney you can afford

Times are tough. We’ll work with you on payment plans, even $0 down alternatives to pay our fees post filing. We'll sit down with you and prepare a plan.

Get Immediate Legal Help

Top Rated Bankruptcy Attorney - Google Reviews

Schedule a free consultation by filling out the form below or Call us (954) 922-2283

Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm

2255 Glades Road, Suite 324A, Boca Raton, Florida, 33431
Located near I-95 (on Glades Rd., two blocks west of I-95)
By appointment only

Speaking to our law firm is always 100% confidential.

Our Chapter 13 Bankruptcy Attorneys In Boca Raton Can Help You

We are a Chapter 13 Bankruptcy law firm that loves Boca and proudly serves clients in Boca Raton and nearby areas.

Assistance is a phone call away!

FREE CONSULTATION

We Can Help!

Filing for Chapter 13 Bankruptcy In Boca Raton

Boca Raton Chapter 13 Bankruptcy Attorneys - Stiberman Law Firm

See how a Boca Raton Chapter 13 Bankruptcy Lawyer can help

If you’re at your wits end, our Boca Raton Chapter 13 Bankruptcy attorneys may be able to help. Schedule a Free Consultation.

Common Issues facing our Chapter 13 Clients

Chapter 13 Bankruptcy offers great resources to tackle these issues:

Mortgage or Condominium Foreclosure - Facing Foreclosure? Bankruptcy offers a way to stop it and avenues to get current or seek to modify the loan. The Mortgage Mediation Modification Program or MMM has saves many homes.

High Vehicle Payments – We’ll evaluate if we can reduce your interest rate or loan amount for cased where you signed the loan more than 910 days ago.

Student Loan Debt - Finally , there's a new program for Student Loans in Bankruptcy.

IRS Debt and Bankruptcy - The general rule is that IRS Debt cannot be eliminated or discharged in Bankruptcy. However, there are exceptions where the liability is more than 3 years old, and the taxpayer has timely filed all required tax returns. So yes, there are instances where IRS debt can be discharged and an experienced Bankruptcy attorney at Stiberman Law will discuss this with you and prepare a Bankruptcy plan.

What is the Difference between Ch 7 and Chapter 13?

Different than Chapter 7, Chapter 13 offers tools to reorganize your debts. What does reorganize mean? Say you are behind on your mortgage payment, haven’t paid for several months, and the bank wants $20,000 in a lump sum or one time payment to get current. You went through some hard times that caused you to fall behind. You are now back on your feet, can afford the regular payment , but You don’t have the $20,000. What do you do? A chapter 13 allows you catch up with your mortgage over a 3 or 5 year period (depending on your income and household size). This is an example of reorganizing your debt. You can’t do that in chapter 7.

Chapter 13 Process in a Nutshell

Boca Raton Chapter 13 Bankruptcy Lawyer - Stiberman Law Firm

1 We meet during a Free Consultation

2 We obtain a Credit Report to get a picture of your debts

3 We'll discuss the benefits of Chapter 13 Bankruptcy

4 We handle all the paperwork

5 We prepare a Chapter 13 plan for your review and approval

6 We file your case and attend all hearings

What to expect during your free consultation

How do I protect my property when I file? Will I lose my home? Can I keep my car?

1 How Bankruptcy affects your assets such as your car or your home

2 Types of debts that can be included

3 Length of the process

4 What documentation is needed

5 Understanding of fees, costs, and payment plans.

Boca Raton Chapter 13 Bankruptcy Lawyer - Stiberman Law Firm

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Frequently Asked Questions

Boca Raton Chapter 13 Bankruptcy

Is Chapter 13 right for me?

If you are behind on your mortgage or have assets, Chapter 13 is worth exploring.

Can I eliminate the same Debts as in a Chapter 7?

Yes, Chapter 13 deals with the same type of debts.

How does a Chapter 13 help me save my property?

There are tools to catch up with missed mortgage payments over or to seek to modify your loan.

How do I pay your attorney's fees?

Most of our fees can be paid after the case is filed inside the Bankruptcy plan.

Can I get rid of Student Loans?

There is an exciting Student Loan Program that recently came out. Talk to us to see if you can benefit from it.

Get Immediate Legal Help

Top Rated Bankruptcy Attorney - Google Reviews

Schedule a free consultation by filling out the form below or Call us (954) 922-2283

Business Hours
Mon-Fri 8:00 am to 8:00 pm
Saturday 9:00 am to 6:00 pm

2255 Glades Road, Suite 324A, Boca Raton, Florida, 33431
Located near I-95 (on Glades Rd., two blocks west of I-95)
By appointment only

Speaking to our law firm is always 100% confidential.

Why Choose Stiberman Law?

Experienced Chapter 13 Bankruptcy Attorneys In Boca Raton

Years of local experience count! Having represented many clients in Boca, we know what the Courts are looking for and what is required for a successful case.

Stiberman Law Firm

Boca Raton Chapter 13 Bankruptcy Lawyers

Easy access to our office in 2255 Glades Road, Suite 324A, Boca Raton (Florida, 33431), we represent clients in Boca Raton and the surrounding area.

There's plenty of places to eat around Stiberman Law's Boca Raton location - within minutes you will find Starbucks, Raw Juice, Chipotle, and Laspada's Original Hoagies - Boca Raton.

Contact Us Now

Free Initial Consultation

We'll get together and discuss Chapter 13 and how it can help

Bankruptcy is a relief for many people.

FREE CONSULTATION
CALL (954) 922-2283

Meet Robert Stiberman

Your Trusted Boca Raton Chapter 13 Bankruptcy Lawyer

Trusted Boca Raton Chapter 13 Bankruptcy Lawyer - Robert A. Stiberman

"I've always had a passion for the Law." Founded in 2007 by Robert A. Stiberman, Stiberman Law has the skills and resources to serve your legal needs. We care deeply about our clients and provide our services with compassion.

Request A Free Consultation

Speaking to our law firm is always 100% confidential. We do our best to respond to inquiries in under 24 hours.

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