Filing for bankruptcy in Boca Raton can be a challenging process. You’re already dealing with financial stress, possibly being harassed by collection agencies.
A Florida bankruptcy attorney can help you select the most suitable chapter for your situation, ensure compliance with legal requirements, and maximize the benefits of bankruptcy protection.
Our team is focused on making your life easier starting today. Robert Stiberman is a skilled bankruptcy attorney serving Boca Raton. His bankruptcy law firm, Stiberman Law, P.A., comprises a team of experienced bankruptcy attorneys with a proven track record of working in the law industry.
Bankruptcy Overview
Bankruptcy laws provide different types of bankruptcy tailored to individual and business financial challenges.
Chapter 7, known as liquidation bankruptcy, is designed for individuals or businesses with significant unsecured debt, such as credit card debt or medical bills. It allows the discharge of eligible debts while liquidating non-exempt assets to repay creditors.
Chapter 13 bankruptcy is a popular option for individuals with a steady income who want to reorganize their debts. This type allows debtors to create a repayment plan, typically lasting three to five years, to catch up on missed payments while keeping assets like a home or car.
For businesses or individuals with more complex financial situations, Chapter 11 offers the opportunity to restructure debts and operations while continuing to operate. Although less common for individuals, this option is vital for companies aiming to remain in business during financial distress.
Filing for bankruptcy without legal assistance can lead to costly mistakes, but working with a skilled attorney helps streamline the process and secure a fresh financial start.
What to look for in a Boca Raton bankruptcy attorney?
Your bankruptcy matters and your long-term financial success is our goal. Here is what to look for in a Boca Raton lawyer.
Experience
Experience is vital when comparing Boca Raton bankruptcy lawyers. Only some lawyers truly understand bankruptcy or can come up with creative solutions. Legal expertise can distinguish between attaining a fresh start or an undesirable poor outcome.
Bankruptcy lawyer learns their craft through years of practice, court appearances, and ongoing learning.
Things to look for concerning a bankruptcy attorney’s experience:
- Number of bankruptcy cases filed – Look for a lawyer who has successfully represented at least 1000 clients. Don’t try your luck being the first!
- Length of time practicing in Boca Raton – Look for a minimum of five to 10 years of bankruptcy-specific practice in or near Boca Raton.
- Find out success rates? Ask about success rates in getting cases discharged.
Attorney Who Practices Bankruptcy Law in Boca Raton FL
Boca Raton residents filing for bankruptcy in the Southern District of Florida will be assigned to the West Palm Beach of the Bankruptcy court.
When seeking bankruptcy protection, you must not only comply with Federal Law but must also adhere to the local rules of the Southern District of Florida.
Additionally, since a bankruptcy Trustee will play a key role in administering your bankruptcy, your attorney should be familiar with your Trustee’s guidelines and procedures.
Credentials
Please be sure to look for Florida-licensed attorneys in good standing. Additionally, a bankruptcy attorney must be allowed to practice in the Bankruptcy Court for the Southern District of Florida.
Recognition, Reviews, and Ratings
The review are critical. Find reviews that you can relate to ate and read more than one. Look for a 4.5-star rating as a minimum.
Accreditation from third-party sites such as Avvo is also essential.
Personality, Communication, and People Skills
You seek financial stability and should feel comfortable working with your bankruptcy lawyer. During a free consultation, you can quickly figure out if the attorney is someone you feel comfortable working with.
Most of our clients have overwhelming debt and seek a better financial future. We will look over your legal needs and offer our experience.
Language Skills
At Stiberman Law, hablamos Español.
What should I do if I can’t afford a bankruptcy lawyer?
There’s always a solution if you want bankruptcy and can’t afford a lawyer. In Boca Raton, several organizations offer free legal advice. Each company has varying conditions and eligibility requirements. It’s essential to fulfill your obligations. Often these people will provide free legal assistance or help you file yourself. Identifying a reliable company to help with your business needs can be very helpful.
Our Bankruptcy Lawyer In Boca Raton, FL Can Help You
We aren’t here to judge. Our team of bankruptcy experts knows that families fall into hard times for a variety of reasons. We’re here to help you choose the best options to accomplish your goals. We’ve helped hundreds of other families free themselves of burdensome debt. Isn’t it time to find a solution that gives you and your family the financial future you deserve? You don’t have to figure this out on your own. Stiberman Law is here to help with the heavy lifting.
What Is Like Working With Bankruptcy Attorney Robert Stiberman?
Robert Stiberman is an experienced bankruptcy attorney serving the Boca Raton community for over 15 years. At Stiberman Law, we focus on consumer bankruptcy and practice primarily in the Bankruptcy Court for the Southern District of Florida. Boca Raton cases are heard in the Palm Beach Division of said court. We constantly attend bankruptcy proceedings and are familiar with the Local Rules specific to this court.
Your case is our priority, and this is how we work:
- We offer a free and confidential legal consultation to see if bankruptcy is right for you and how we can help.
- If your situation is urgent, we can file for bankruptcy on the same day.
- We obtain a credit report to ensure we list all of your debts.
- We will run a means test to see if you are eligible for chapter 7 or chapter 13.
- Low fees and comfortable payment plans. Legal fees should not prevent you from achieving financial freedom.
- We always keep you informed and will quickly answer any questions you might have.
- We will provide you with your bankruptcy case number the instant we file.
- We are ready to meet with you in Boca Raton at 2255 Glades Road, Suite 324A, Boca Raton, FL, 33431, and in our Broward County and Palm Beach County locations.
- We are fluent in English and Spanish. Hablamos Español.
- Our law office team will put our legal experience to work for you.
Stiberman Law, P.A.: 22+ Years of Proven Advocacy
We have experienced attorneys who have helped many families facing overwhelming debts, whether, for business or personal, we can help. Robert Stiberman’s legal team provides strategic counsel to clients needing quick debt relief. Our lawyers are highly experienced in the bankruptcy industry in Boca Raton for more than 20 years. We understand the steps of eliminating your debt. Our firm has many good reasons for selecting us. Our principles include the following:
Get Guidance
Filing for bankruptcy is only the first step of the process. You must comply with federal law, the bankruptcy code, and local court guidelines. You should always get help and supervision. The bankruptcy process can be complicated. Improper filings can have severe consequences, including losing property and not discharging debts.
What About Business Bankruptcy?
If your business has many debts or facing commercial litigation, we will explore a business bankruptcy with you and explain bankruptcy laws specific to your situation.
