Bankruptcy Attorney Daytona Beach:  Legal Guidance for Financial Recovery

Written By: Attorney Robert Stiberman| Updated 4/20/2023

Daytona Beach, FL Bankruptcy Attorney Robert Stiberman

How A Bankruptcy Attorney In Daytona Beach, FL, Can Help You

Are you feeling overwhelmed by debt in Daytona Beach? When financial responsibilities become too heavy, bankruptcy may be a viable solution. It’s a decision that can help you regain control and pave the way to a fresh start. Daytona Beach Bankruptcy attorneys are equipped to offer the necessary legal guidance.

Finding the right legal team could make a significant difference in navigating the bankruptcy process. Many Daytona Beach bankruptcy lawyers offer free consultations, allowing you to discuss your situation without any financial risk. Why struggle alone when you can get help?

We understand that the thought of bankruptcy can be daunting. That’s why our legal team is dedicated to making the process as smooth as possible. By seeking the right legal help, you can take the necessary steps to protect your best interest.

Your Experienced Daytona Beach Bankruptcy Lawyer

Led by top-rated Daytona Beach bankruptcy attorney Robert Stiberman, your success is our primary goal at Stiberman Law. Robert Stiberman is a trusted bankruptcy lawyer serving Daytona Beach with over 12 years of experience representing bankruptcy clients throughout Florida. Robert is a member of the Bankruptcy Court for the Middle District of Florida and is authorized to represent Volusia, county residents living in Daytona Beach, FL, seeking to file for bankruptcy protection.

Robert Stiberman is a University of Miami Law School Graduate and a UM Alumni. Robert is one of the top bankruptcy attorneys in Florida with a track record of success to prove it. Robert and the office team consistently receive positive reviews for their hard work.

To help you with your debt situation, our committed Daytona Beach Bankruptcy Attorneys are ready to represent you, presenting you with the best options to get you back on your feet.

What is it like working with Daytona Beach bankruptcy attorney Robert Stiberman?

At Stiberman Law we focus on bankruptcy, and as Daytona Beach bankruptcy attorneys, we are authorized to practice in the Middle District of Florida. Daytona Beach cases are heard in the Orlando Division. We are familiar with the Local Rules specific to this court which is critical to the best possible outcome of your case.

What to expect from Daytona Beach bankruptcy attorney Robert Stiberman?

1. A free consultation with a Daytona Beach bankruptcy attorney to see how we can help and if bankruptcy is right for you.
2. Affordable fees and flexible payment plans. We understand you are facing financial issues and our fees and payment plans consider that.
3. We always keep you informed and will answer your questions immediately.
4. We will file your bankruptcy case electronically in the Bankruptcy Court for the Middle District of Florida (if applicable), sometimes on the same day.
5. We will file a Suggestion of Bankruptcy to stop a Volusia state court action (if applicable).
6. You will receive your bankruptcy case number and post-filing instructions within minutes after we file your case.
7. We are fluent in English and Spanish. Hablamos Español.
8. Our bankruptcy team will work towards your best possible outcome. Your legal issue is our top priority.

Understanding Bankruptcy Filing

At its core, bankruptcy is a legal process designed to help individuals or businesses eliminate or repay their debts under the protection of the bankruptcy court. Different types of bankruptcies, such as Chapter 7 and Chapter 13, serve unique purposes based on the individual’s situation.

Benefits of Filing for Bankruptcy

• Automatic Stay: An automatic stay is a court injunction that halts most collection activities, giving you some breathing room.
• Debt Discharge: Certain debts can be fully discharged, meaning you are no longer legally required to pay them. The type of debt that can discharged will depend on the type of bankruptcy filed. In most cases, debt discharge may cover medical bills, overdue utility bills, overdue rent payments, etc.
• Asset Protection: Retain essential assets, especially under Chapter 13, while creating a manageable payment plan.

Common Reasons for Bankruptcy

• Job Loss: Unemployment, particularly without adequate savings, can make it challenging to meet financial obligations. According to a recent survey of people filing bankruptcy, the top reason was loss of income. Over 77% said losing income very much or somewhat led to their bankruptcy filing.
• Medical Expenses: Unforeseen medical bills can quickly escalate, leading to financial strain. A recent survey reports that over 58% of respondents claim their bankruptcy case was due to medical expenses.
• Excessive Debt: Credit card debt or loans can spiral out of control, making it difficult to repay debts. According to a recent survey, 44% of respondents agree that living beyond their means significantly or somewhat contributed to bankruptcy.

Understanding these aspects helps us see that bankruptcy is not an end but a possibility for a better financial future.

Stiberman Law, P A: Your Daytona Beach Bankruptcy Lawyer

Led by top-rated Daytona Beach bankruptcy attorney Robert Stiberman, your success is our primary goal at Stiberman Law. Robert Stiberman is a bankruptcy lawyer representing clients in Daytona Beach and Florida. Robert is a member of the Bankruptcy Court for the Middle District of Florida and is authorized to represent Volusia, county residents living in Daytona Beach, FL, seeking to file for bankruptcy protection.

Robert Stiberman is a University of Miami Law School Graduate and a UM Alumni. Robert is a bankruptcy attorney in Florida with a track record of success. Robert and the office team consistently receive positive reviews for their hard work.

To help you, our committed Daytona Beach Bankruptcy Attorneys are ready to represent you and present you with the best options to get you back on your feet.

What is it Like Working with Daytona Beach Bankruptcy Attorney Robert Stiberman?

At Stiberman Law, P.A., our attorneys are ready to guide you through the bankruptcy process in the following ways:

Daytona Beach, FL Localized Bankruptcy Knowledge

You may need an experienced bankruptcy lawyer with localized knowledge when filing for bankruptcy. The process requires compliance with the US Bankruptcy Code, the Federal Rules of Bankruptcy Procedure, and the bankruptcy court’s local rules. Daytona Beach residents filing in the Middle District of Florida should also comply with the Orlando Division’s Local Rules.

Considering the technicalities, the following are essential things to consider when hiring a bankruptcy attorney:

• How many cases has the attorney filed in or near Daytona Beach?
• How long has the lawyer been practicing bankruptcy law?
• What is the lawyer’s success rate in getting debts discharged?

Stiberman Law Daytona Beach Bankruptcy attorneys understand the Federal Rules of Bankruptcy Procedure, Local Rules, and the applicability of State law concerning exemptions.

Bankruptcy attorney Robert Stiberman has worked with several clients and understands the process. More importantly, he is constantly up to date with the changes in bankruptcy law.

In addition to helping you understand federal bankruptcy law and procedure, Daytona Beach bankruptcy attorney Robert Stiberman can advise you on the applicability of federal or state exemptions to protect your property and everything you need to know about bankruptcy.

Legal Advice

Understanding what debts can be discharged in bankruptcy and what property you can keep is critical in determining if bankruptcy is right for you. At Stiberman Law, we offer a free consultation to determine if bankruptcy will help you achieve your goal.

A Stiberman Law Daytona Beach bankruptcy attorney will review your debts, assets, and financial history before recommending if bankruptcy is right for you. Our bankruptcy lawyer in Daytona Beach can also help determine which type of bankruptcy filing may be the right choice.

Choosing the right type of bankruptcy for your specific situation is important, as selecting the wrong one can have severe consequences, including the possible loss of property. To learn more about each type of bankruptcy and find the right attorney to assist you, click on the links below:

• Daytona Beach Chapter 7 Bankruptcy Attorney
• Daytona Beach Chapter 11 Bankruptcy Attorney
• Daytona Beach Chapter 13 Bankruptcy Attorney 

Document Preparation

Filing for bankruptcy requires completing around 23 official federal and local forms required by the Middle District of Florida when applicable. A Stiberman Law Daytona Beach bankruptcy attorney will instruct you on the documents you need to collect prior to filing bankruptcy, prepare and file all appropriate forms electronically, and comply with Local Rules.

Reviews, Ratings, and Recognitions

Reviews are critical and you should read multiple ones to get a more accurate picture. Bankruptcy lawyer Robert Stiberman and his firm consistently receive 5-star google reviews for their dedication, and customer service. Click here to read some reviews.

Accreditations from third-party sites such as Avvo are also good for your bankruptcy attorney.

Personality and Communication Skills

Feeling comfortable with your attorney and working with a bankruptcy lawyer with good customer service skills is essential.

Getting along with your attorney is key to an effective attorney-client relationship. Filing for bankruptcy involves much communication with your attorney and the attorney’s staff. 

Language Skills

If English is not your first language and you feel more comfortable communicating in your language, it may be a good idea to find a bankruptcy lawyer who speaks your language or has staff who does.

What to Expect From Daytona Beach Bankruptcy Attorney Robert Stiberman?

1. A free consultation with a Daytona Beach bankruptcy attorney to see how we can help and if bankruptcy is right for you.
2. We offer affordable fees and flexible payment plans. We understand you are facing financial issues, and our fees and payment plans consider that.
3. We try our best to keep you informed and answer your questions immediately.
4. We will file your bankruptcy case electronically in the Bankruptcy Court for the Middle District of Florida (if applicable), sometimes on the same day.
5. We will file a Suggestion of Bankruptcy to stop a Volusia state court action (if applicable).
6. You will receive your bankruptcy case number and post-filing instructions within minutes after we file your case.
7. We are fluent in English and Spanish. Hablamos Español.
8. Our bankruptcy team will work towards your best possible outcome. Your legal issue is our top priority.

What to Expect After Filing for Bankruptcy

Filing the voluntary bankruptcy petition will start the bankruptcy process and stop most collection efforts. Our bankruptcy lawyer will notify all creditors, file the necessary documents in Volusia County Court, where collection lawsuits may be pending, and explain what happens after your case is filed.

Daytona Beach, Florida is located in Volusia, county Florida. Daytona Beach residents filing bankruptcy in the Middle District of Florida will be assigned to the Orlando Division of the Bankruptcy court.

The Orlando Division is located in George C. Young Federal Courthouse, 400 W. Washington Street, Suite 5100, Orlando, FL 32925. Click {here} for a road map to the courthouse.

The Orlando Division is headquartered in downtown Orlando, Florida.

A Stiberman Law bankruptcy lawyer will discuss what to expect at your meeting of creditors, including commonly asked questions, and will work towards complying with your Orlando Division (if applicable) bankruptcy Trustee’s requirements and steps you need to take to obtain your discharge.

The Costs of Hiring a Bankruptcy Attorney in Daytona Beach, Florida

One of the main questions people ask is how much it will cost to file for bankruptcy. Based on our research, if you are filing for Bankruptcy in Volusia county or Daytona Beach, Florida, the cost might vary depending on several factors.

At Stiberman Law, we understand our client’s financial challenges, have developed efficiencies to reduce costs, and can offer affordable rates and convenient payment plans.

Need Help Filing for Bankruptcy in Daytona Beach, Florida?

If you need help filing for bankruptcy in Florida, the Daytona Beach bankruptcy lawyers at Stiberman Law are here to help. We have worked with several clients in Florida; we can answer many of your questions and guide you regarding your financial future.

Call us today or complete our contact form to schedule a consultation.

Other locations near Daytona Beach, FL served by bankruptcy attorney Robert Stiberman:

Nearby City Guides:

Daytona Beach, Florida Bankruptcy Guide (2023)

Daytona Beach Shores, Florida Bankruptcy Guide (2023)

De Leon Springs, Florida Bankruptcy Guide (2023)

DeBary, Florida Bankruptcy Guide (2023)