Bankruptcy Attorney in Collier County, FL
Quick Summary
The Challenge: High financial stress, potential loss of assets, and difficulty navigating complex federal bankruptcy procedures in Collier County.
Chapter 7: Provides rapid relief by discharging most unsecured debts (credit cards, medical bills) in just a few months. Florida exemptions allow most clients to keep essential assets like their home and vehicle.
Chapter 13: Offers a structured, 3–5 year repayment plan. This option is crucial for clients with regular income who need to stop foreclosure or repossession and manage overdue payments while protecting their property.
The Process: Filing immediately triggers the automatic stay, a mandatory court order that instantly halts creditor harassment, lawsuits, wage garnishments, and foreclosure actions.
Bottom Line: Stiberman Law provides dedicated, bilingual guidance and over a decade of experience to simplify the bankruptcy process, offering Collier County residents a tailored strategy for asset protection and long-term financial stability.
Dedicated legal guidance for debt relief.
Written By: Attorney Robert Stiberman | Updated 9/27/2025
Why Experienced Bankruptcy Representation Matters
Debt can create an overwhelming burden, from late bills and collection calls to the risk of foreclosure or wage garnishment. Having an attorney by your side means you won’t face this process alone.
At Stiberman Law, we provide trusted representation for individuals and businesses in Collier County. With more than a decade of experience, our team works to protect your assets, explain your legal options, and create a strategy tailored to your financial situation.
Navigating Bankruptcy in Collier County
Bankruptcy cases in Collier County are handled in the U.S. Bankruptcy Court for the Middle District of Florida. While bankruptcy law is federal, knowing how local courts operate is critical.
Our process typically includes:
- Reviewing your financial situation in detail
- Recommending Chapter 7, Chapter 13, or Chapter 11 depending on your needs
- Filing your case and stopping collections with the automatic stay
- Representing you in hearings and communicating with the trustee
- Guiding you until your debts are discharged or a repayment plan is approved
STEP 1
Free Consultation
We begin with a free consultation to review your debts, assets, and financial situation. This helps determine whether bankruptcy is the right solution for you.
STEP 2
Depending on your circumstances, you may qualify for Chapter 7 (debt discharge through liquidation), Chapter 13 (structured repayment plan), or Chapter 11 (reorganization, often used by businesses or individuals with significant debt). We’ll explain the differences and recommend the best option for your needs.
STEP 3
Our team helps you gather financial documents and prepares all the required forms. We file your case electronically with the U.S. Bankruptcy Court for the Middle District of Florida, Tampa Division, which covers Winter Haven.
STEP 4
Once your case is filed, an automatic stay immediately stops most collection actions, lawsuits, and wage garnishments.
STEP 5
You’ll attend a brief meeting with a court-appointed trustee. An attorney from Stiberman Law will be by your side to make sure you’re prepared and supported.
STEP 6
If you file Chapter 7, eligible debts are discharged in as little as four to six months. If you file Chapter 13, you’ll enter into a three- to five-year repayment plan before remaining eligible debts are wiped out. If you file Chapter 11 as a business, you’ll propose a reorganization plan that restructures obligations while allowing you to remain operational.
Do I Have A Case?
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Contact Stiberman Law Today!
Speaking to our law firm is always 100% confidental. Help is just a call away!
At Stiberman Law, Our Goal Is To Help You Complete The Process Smoothly, Protect Your Property When Possible, And Achieve The Financial Relief You Need For A Fresh Start.
Services We Provide
We offer comprehensive bankruptcy and debt relief services designed to meet the needs of individuals and businesses in Collier County.
- Chapter 7 bankruptcy for eliminating unsecured debts
- Chapter 13 bankruptcy for structured repayment plans
- Chapter 11 bankruptcy for reorganization of business or large personal debts
Additional services include foreclosure defense, protection from wage garnishment, and debt negotiation alternatives.
Understanding Your Bankruptcy Options
Chapter 7
Chapter 13
Chapter 11
Client Case Study
– Your experienced bankruptcy attorney
Lern More About Our Founding Attorney
Here’s a 5-star review from our client:
I’ve used this organization twice now for debt negotiation and I’m egal matters involving debt. They stayed on top of my case, updated me weekly, and settled both accounts for under 60 percent of the total. Definitely recommend!!!
BEASTDONTQUIT
Robert Stiberman
Frequently Asked Questions About Bankruptcy in Collier County
What debts can bankruptcy eliminate?
How does filing stop creditor actions?
What is the difference between Chapter 7 and Chapter 13?
Do I need a certain amount of debt to file bankruptcy?
Take Control of Your Financial Future in Collier County
Debt doesn’t have to define your future. With the right legal help, you can find lasting relief.
Contact Stiberman Law today to schedule a free consultation and take the first step toward financial stability.