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  • Louisa P.starstarstarstarstar5.0
    Robert and the team at Stiberman Law are truly exceptional. I was faced with the daunting task of navigating bankruptcy, and from the moment I contacted them, I knew I was in good hands Read More
    May 21, 2024logo
  • Arlene S.starstarstarstarstar5.0
    Excellent Lawyer, friendly and on top of things and reliable and efficient. I had to go through bankruptcy twice and I trusted them every time. I had the best experience with Robert and Read More
    March 20, 2024logo
  • Gustavo S.starstarstarstarstar5.0
    I am very satisfied with the service that they offered us. They were very professional and kept us informed at all times. I was looking for a bankruptcy attorney nearby and fount Robert Read More
    March 19, 2024logo
  • Louisa P.starstarstarstarstar5.0
    Robert and the team at Stiberman Law are truly exceptional. I was faced with the daunting task of navigating bankruptcy, and from the moment I contacted them, I knew I was in good hands Read More
    May 21, 2024logo
  • Arlene S.starstarstarstarstar5.0
    Excellent Lawyer, friendly and on top of things and reliable and efficient. I had to go through bankruptcy twice and I trusted them every time. I had the best experience with Robert and Read More
    March 20, 2024logo
  • Gustavo S.starstarstarstarstar5.0
    I am very satisfied with the service that they offered us. They were very professional and kept us informed at all times. I was looking for a bankruptcy attorney nearby and fount Robert Read More
    March 19, 2024logo
  • Paul B.starstarstarstarstar5.0
    I would like to share the amazing experience I have had with this Law firm. I was on the verge of loosing my house because I had not paid my property taxes. I looked for a Bankruptcy at Read More
    July 10, 2023logo
  • S.M.starstarstarstarstar5.0
    When I say this office was absolutely the best, I am not kidding! They have been absolutely phenomenal. Robert has been the best bankruptcy attorney. The whole team has always kept Read More
    April 20, 2023logo
  • Paula D.starstarstarstarstar5.0
    I was referred by a friend to this bankruptcy attorney. Mr. Stiberman and his staff was very courteous, knowledgeable and very caring towards my concerns. I am pleased with the outcom Read More
    April 18, 2023logo
  • R.P.starstarstarstarstar5.0
    The process was relatively easy, I would recommend Stiberman Law to anyone who finds themselves in need of a bankruptcy attorney.
    February 24, 2023logo
  • Jose N.starstarstarstarstar5.0
    I have to say that I have had a great experience with Stiberman Law regarding a bankruptcy and they have been very informative and supportive. They have been very helpful and always ans Read More
    January 20, 2023logo
  • L.L.starstarstarstarstar5.0
    Excellent service. Great bankruptcy attorney and staff. Always informed me of what to expect. My Chapter 13 bankruptcy was smooth and the process was easy thanks to Robert and the Read More
    July 20, 2022logo
  • Sam Sstarstarstarstarstar5.0
    Twelve years ago I was in need of legal representation stemming from the housing meltdown if 2008. Robert Stiberman and his staff handled the matter with complete professionalism and sp Read More
    October 19, 2022logo
  • K.D.starstarstarstarstar5.0
    I was looking for a bankruptcy attorney in Miami, and I found Mr. Stiberman. He and his office were efficient, and they guided me through every step of the process. I am appreciative of Read More
    September 16, 2022logo
  • Carmen C.starstarstarstarstar5.0
    I am so grateful for Stiberman Law, P.A. In 2019 my husband and were faced with a very difficult decision file for Bankruptcy, unfortunately we weren’t able to pay for our credit Read More
    October 26, 2022logo
  • N.M.starstarstarstarstar5.0
    Excellent work from this bankruptcy law firm! I was drowning in debt with my license suspended from a lawsuit I had and thought I would have to spend the rest of my life paying back deb Read More
    August 17, 2022logo
  • R.Z.starstarstarstarstar5.0
    The experience with this office has been great. No problems at all they have kept me straight to doing the right thing and feeling a breeze of peace and being debt free with my bankruptcy.
    August 30, 2022logo
  • F.starstarstarstarstar5.0
    Very happy with Robert and his team. Thanks to them we were able to save our home. Very helpful and knowledgeable in bankruptcy. Best attorney.
    July 28, 2022logo
  • E.R.starstarstarstarstar5.0
    I had a great experience, I just want thank Stiberman law and his team for a great experience also Ana for the help and explaining my case. Appreciate, thank you
    July 25, 2022logo
  • A.B.starstarstarstarstar5.0
    Very good office with my bankruptcy. They have been amazing through this hard process. Very happy with Robert and his staff they are very nice and professional. Thank you stiberman!
    July 23, 2022logo
  • W.J.starstarstarstarstar5.0
    Amazing work by Robert. They are really good with what they do, very attentive and knowledgeable. Customer service and professionalism are top, the lawyer has been great this whole t Read More
    June 25, 2022logo

Can Bankruptcy in Florida be Removed from Credit Report?

Filing for bankruptcy can be a difficult decision that can have long-lasting consequences. One of the most significant impacts of bankruptcy is on your credit score, which can drop significantly, making it challenging to secure loans and credit in the future. Bankruptcy filings can have a significant impact on your financial life, as they can remain on your credit report for up to 10 years for chapter 7 filings and up to 7 years for chapter 13 filings. This can result in a significant decrease in your credit score, making it difficult to secure loans and credit in the future. In this article, we will explore whether bankruptcy in Florida can be removed from your credit report.

Can Bankruptcy in Florida be Removed from Credit Report?

Bankruptcy can have a significant impact on your credit score, and it can remain on your credit report for up to ten years. However, there are ways to remove it from your credit report.

It is  important to note that removing bankruptcy from your credit report is not a guarantee and can be a complex process. It’s best to consult with a reputable credit counseling agency or a bankruptcy attorney in Florida to determine your options and eligibility for removing bankruptcy from your credit report.

  1. Dispute errors on your credit report:

The first step in removing bankruptcy from your credit report is to review your credit report and dispute any errors. In some cases, bankruptcy information may be reported incorrectly, which can result in an inaccurate credit report. You can file a dispute with the credit bureau reporting the error and provide evidence that the bankruptcy information is incorrect.

  1. Apply for bankruptcy removal:

Another way to remove bankruptcy from your credit report is to apply for bankruptcy removal. You can do this by filing a request with the credit reporting agencies, stating the reasons why the bankruptcy information should be removed. Some of the reasons for bankruptcy removal include identity theft or fraud.

  1. Wait for the bankruptcy to expire:

Bankruptcy information typically remains on your credit report for up to ten years. However, after this time, the bankruptcy information will be removed automatically. This means that you can wait for the bankruptcy to expire and the credit reporting agencies will remove the information from your credit report.

FAQs:

Q. How long does bankruptcy remain on your credit report in Florida?
A. Bankruptcy can remain on your credit report for up to ten years in Florida for chapter 7 filings and up to 7 years for chapter 13 filings. Read our blog on How Long Does Bankruptcy Stay on Your Credit Report to learn more.

Q. Can bankruptcy be removed from your credit report in Florida?
A. Yes, bankruptcy can be removed from your credit report in Florida.

Q. Can you dispute bankruptcy information on your credit report?
A. Yes, bankruptcy may be removed from your credit report through a process called bankruptcy dispute. This process involves requesting the credit reporting agency to investigate the bankruptcy information on your credit report and remove any inaccuracies or errors. If the credit reporting agency cannot verify the information within a certain time frame, the bankruptcy information will be removed from your credit report.

Conclusion:

Bankruptcy can have a significant impact on your credit score, making it challenging to secure loans and credit in the future. However, there are ways to remove bankruptcy from your credit report, including disputing errors, applying for bankruptcy removal, or waiting for the bankruptcy to expire. If you are considering filing for bankruptcy, it is essential to understand the long-term impact it can have on your financial life and take steps to rebuild your credit after the bankruptcy is discharged.

Written By:

Attorney Robert Stiberman

Robert is an experienced bankruptcy attorney adept at handling Chapter 7, 13, and 11 filings, with more than 15 years of experience in bankruptcy cases. Robert represents clients in both consumer and business bankruptcy ... Read More

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