Wage Garnishment Lawyer in West Melbourne, FL

Wage Garnishment Lawyer in West-Melbourne, Florida: Understanding the Law and Your Rights

Written By: Attorney Robert Stiberman| Updated 4/14/2023

Wage Garnishment lawyer near West-Melbourne, FL

West-Melbourne, FL Wage Garnishment attorney Robert Stiberman

Are you facing wage garnishment? It can be stressful, but fortunately, options are available to you. One of those options is to hire a wage garnishment lawyer. This article will cover everything you need about wage garnishment and how a West-Melbourne Wage Garnishment lawyer can help you.

What is Wage Garnishment?

Wage garnishment is a legal process where a creditor can collect money directly from your paycheck or bank account to pay off a debt. In Florida, wage garnishment is allowed for certain types of debts, including:

  • Unpaid taxes
  • Court-ordered child support or alimony
  • Defaulted student loans
  • Unpaid medical bills
  • Unpaid credit card debts

How Does Wage Garnishment Work?

Absent limited exceptions, a Creditor needs a court order to garnish your wages. Once they have the court order, they can serve it to your employer or bank. Your employer or bank will then withhold a portion of your wages or bank account balance and send it to the creditor until the debt is paid off.

Florida law limits how much wages can be garnished. The maximum amount that can be garnished is 25% of your disposable earnings, or the amount by which your disposable earnings exceed 30 times the federal minimum wage, whichever is less.

As noted above, in most cases, a wage garnishment can only occur with a court order. However, exceptions exist, such as in cases involving:

  •  unpaid taxes
  • defaulted student loans, or 
  • child support arrears.

In these cases, the government or the creditor may be able to garnish your wages without a court order. However, they must still follow specific legal procedures and provide you with notice before initiating the garnishment. 

If you are facing garnishment without a court order, seeking legal advice to understand your rights and options is essential.

West-Melbourne, FL wage garnishment attorney

How Can a Wage Garnishment Lawyer Serving West-Melbourne Help You?

If you are facing wage garnishment in West-Melbourne, Florida, a wage garnishment lawyer can help you in several ways, including::

1. Reviewing Your Case

A wage garnishment lawyer can review your case and determine if the creditor followed all legal procedures. If they do not follow the correct procedures, the lawyer could help fight the wage garnishment.

2. Negotiating with Creditors

A wage garnishment lawyer can negotiate with your creditors to try to reach a settlement or payment plan that is more manageable for you. This can help you avoid wage garnishment altogether.

3. Filing for Bankruptcy

In some cases, filing for bankruptcy may be the best option to stop wage garnishment. A wage garnishment lawyer can help you understand the pros and cons of filing for bankruptcy and guide you through the process.

West-Melbourne residents filing in the Middle District of Florida also must comply with the Orlando Division Local Rules. Suppose you file for bankruptcy protection to prevent further wage garnishment. In that case, Wage Garnishment attorney Robert Stiberman is admitted to practice in the Middle District of Florida and is authorized to file bankruptcy in said court for Brevard County residents.

What Should You Look for in a Wage Garnishment Lawyer in West-Melbourne, Florida?

When looking for a wage garnishment lawyer in West-Melbourne, Florida, there are several things you should consider:

  • Experience: Look for a lawyer who has experience dealing with wage garnishment cases in Florida.
  • Reputation: Check the lawyer’s reviews and ratings online to ensure a good reputation.
  • Communication: Choose a lawyer who communicates well and keeps you informed.
  • Fees: Ensure you understand the lawyer’s fees and payment structure before hiring them.

What are Your Rights When Facing Wage Garnishment?

When facing wage garnishment, you have several rights, including:

  • The right to receive a written notice before your wages are garnished.
  • The right to request a hearing to challenge the garnishment.
  • The right to exempt certain types of income, such as Social Security or disability benefits, from garnishment

A Wage Garnishment Lawyer Serving West-Melbourne Will Be Familiar With Local Court Rules and Procedures

Navigating the legal system can be complex and overwhelming, especially when facing wage garnishment. That’s why it’s essential to have a wage garnishment lawyer familiar with the local court rules and procedures in West-Melbourne, Florida.

A lawyer who handles West-Melbourne or Brevard County, Florida cases will have experience working with the local courts and judges. They will know the area’s specific rules and procedures for wage garnishment cases. This knowledge can be beneficial when the creditor or their attorney tries to take advantage of someone unfamiliar with local laws and regulations.

In addition, a wage garnishment lawyer can help you understand your legal rights and options. They can work with you to develop a strategy to fight the garnishment or negotiate with the creditor to reach a fair and manageable settlement for you.

Hiring a wage garnishment lawyer familiar with the local court rules and procedures in West-Melbourne, Florida, can give you peace of mind and increase your chances of a favorable outcome.

How to Choose a Wage Garnishment Lawyer in West-Melbourne

When choosing a wage garnishment lawyer in West-Melbourne, looking for someone with experience in wage garnishment cases and familiarity with local court rules and procedures is crucial. You should also consider their reputation, availability, and fees.

You should schedule a consultation with the lawyer before hiring them. During the consultation, you can discuss your case and ask questions to determine if the lawyer is a good fit. It is also essential to ask about their fees and payment options upfront to avoid any surprises.

Conclusion

If you are facing wage garnishment in West-Melbourne, Florida, seeking legal advice as soon as possible is essential. A wage garnishment lawyer can help you understand your legal rights and options and work with you to develop a strategy to fight the garnishment or negotiate a manageable settlement for you.

Hiring a wage garnishment lawyer familiar with the local court rules and procedures in West-Melbourne, Florida, can increase your chances of a favorable outcome and reduce the stress and anxiety that often come with wage garnishment.

Experienced West-Melbourne Wage Garnishment Lawyer Robert Stiberman Can Help

If you face wage garnishment in West-Melbourne, Florida, don’t wait to get the legal help you need. Experienced wage garnishment lawyer Robert Stiberman is here to help.

At the Stiberman Law Firm, our work focuses on wage garnishment, bankruptcy, and debt solutions. We know what legal protection you can obtain under Chapter 7 or 13 bankruptcy. With over 15 years of experience, we have helped individuals throughout Florida get a fresh start, regardless of their financial situation. At Stiberman Law, our attorneys provide counsel on matters related to wage garnishment and bankruptcy.

With years of experience representing clients in wage garnishment cases, Robert Stiberman has the knowledge and expertise to help you navigate the legal system and fight against garnishment. He is committed to protecting the rights of his clients and helping them achieve the best possible outcome.

To schedule a consultation with Robert Stiberman and learn how he can help you, call (954) 758-4324 or fill out a contact form below. Don’t let wage garnishment take over your life – contact Robert Stiberman today.

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